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Protecting the things that matter
Exclusive benefits for members of the Academy of General Dentistry

The essential things in life—your car, your home, and of course your family—come with responsibility. It's your job to protect them, so you plan ahead, keep an eye on risks, and make smart choices.

One of those choices is insurance. You buy insurance with an awareness of the cost, the hope that you'll never have to use it, and the trust that it will cover you if you ever need it. That's why it's important to think about the tradeoff between what you spend and what you get in return.

When you choose Liberty Mutual Insurance, you get quality coverage at the right price—along with caring, hassle-free service. Whatever your need, we explain your options clearly and completely, and we offer expert advice for your specific situation.

At Liberty Mutual Insurance, we understand the responsibility you face. And we are here to help.

The benefits of partnership

Exclusive savings and more

As a member of AGD, you could receive exclusive savings and benefits on your auto and home insurance - in addition to other discounts that you may qualify for. Here are just a few of the ways Liberty Mutual Insurance goes above and beyond for you:

Better Car Replacement™: If your car is totaled, your coverage pays for a car that’s one model year newer and has 15,000 fewer miles.2
 
Accident Forgiveness: We won’t raise your price due to your first accident if your driving record is accident-free and violation-free for five years, whether you’ve been with Liberty Mutual or a prior insurance carrier. If you qualify, you’ll receive this benefit at no extra cost.3

Convenience and support

However you prefer to purchase insurance—in person, online, or by phone—Liberty Mutual makes it easy. We make it just as easy to pay your premium by letting you choose direct billing, automatic electronic withdrawals from your bank, or recurring credit card payments.

If you need personal guidance, you can schedule an insurance consultation to find the right coverage at the right price for yourself and your family. Just contact your local Liberty Mutual representative or call our customer service center to talk with one of our licensed insurance representatives.

The AGD is always looking to provide you with the best benefits available that's why they've partnered with Liberty Mutual Insurance to offer this exclusive auto and home benefits program. We provide dedicated service and quality coverage that our customers have relied on for over 100 years.

 

2Optional coverage. Applies to a covered total loss. Deductible applies. Does not apply to leased vehicles and motorcycles. Not available in NC.

3Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual's underwriting guidelines. Not available in CA and may vary by state.

 

Your car is
more than a vehicle

It's your home on the road

An accident can disrupt your life, even if you aren't injured. That's why we do everything we can to quickly get your car back on the road—and your life back to normal. All it takes is one contact to put the claims process in motion, and we'll keep you informed about the status of your vehicle.

As a reward for having a clean driving record, we'll offer you additional savings—beyond our ordinary discounts—along with tips and tools to help you avoid accidents and stay safe on the road. For example, our complimentary Liberty Lines magazine identifies which cars perform better in crashes, offers advice for new teen drivers, and describes techniques for safer driving.

2

background

Protect it with the right coverage options

Choose from a range of options and limits:

•     Liability

•     Medical Payments/Personal Injury Protection

•     Uninsured/Underinsured Motorist

•     Collision

•     Other Than Collision

•     24-Hour Roadside Assistance4

•     Unlimited Rental

Take advantage of discounts and other benefits

Which policy features do you qualify for?

Accident Forgiveness* Anti-theft Device
New Car Replacement° Multi-car
Passive Restraint Good Student
Antilock Brakes Low Mileage

Consider coverage for additional needs

If you have a motorcycle, Motorcycle Insurance covers your bike and its accessories from damage and theft5—and protects you with liability, collision, comprehensive, and uninsured/underinsured motorist coverages. We can also arrange a tow if you ever get into trouble on the road4.

 

4Optional coverage. Requires the purchase of Towing and Labor Coverage. Subject to applicable limits.

5Accessory coverage is not available in all states.

*Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual underwriting guidelines. Not available in CA and may vary by state.

ºApplies to a covered total loss. Your car must be less than one year old, have fewer than 15,000 miles and have had no previous owner. Does not apply to leased vehicles or motorcycles. Subject to applicable deductible. Not available in NC or WY

Bottom Bar
Bottom right Bar

Your home is
more than a dwelling

It's the foundation and hub of your daily life

Even minor damage in your home—to the structure itself or your possessions inside—can create a major disruption. So when your home needs fi xing, there's no time to waste. Liberty Mutual Insurance handles claims quickly, often getting emergency repairs under way within 24 hours. And if your home is unlivable due to covered damage, we can help find temporary housing and provide coverage for additional living expenses up to policy limits.

4

background

Safeguard your possessions

A Liberty Mutual home policy protects your home and other structures on your property—such as a garage or tool shed—against loss from:

• Smoke, fire, or lightning

• Windstorm6, hail or weight of ice, snow or sleet

• Theft, vandalism, or mischief

• Falling objects

• Freezing of plumbing, heating, air conditioning, or automatic fire-sprinkler system7

This policy also covers replacement of your personal property, temporary additional living expenses, and liability claims8. Expanded Coverage protects you from rising costs due to inflation if you need to rebuild your home.

Select the benefits and discounts that apply to you

Do you qualify for any of these policy features?

• Loss Forgiveness Program

• Protective Devices

• Insured to Value

• Inflation Protection

• Recently Purchased Home

• New/Renovated Home

• Multi-policy1

• Exclusive Group Savings1

Consider coverage for additional needs

Condominium and Renters Insurance protects your personal possessions and affords you certain liability coverage. Condominium insurance also covers alterations, appliances, and fixtures that may not be covered by your condo association9.

 

6 Not available in all areas.

7 Excluded if the home is vacant, unoccupied or being constructed unless reasonable care to maintain heat was used or shut off the water supply and drain the system or appliances of water

8 Available with purchase of additional endorsement.

9 Coverage does not apply to land, including land on which residence premises, real property or structures are located.

Bottom Bar
Bottom right Bar

We're here when you need us

At Liberty Mutual Insurance , we have been helping people live safer, more secure lives since 1912. We operate in all 50 states and are among the Fortune 100 largest U.S. corporations. As a leading provider of auto and home insurance, we offer competitive rates and courteous, hassle-free service.

Image1
Image1
Image1

For routine business

To save you time and effort when conducting everyday business, we offer:

  • Local service representatives across the country
  • Extended phone service hours to assist with policy questions
  • eService through libertymutual.com
  • Convenient payment options
 

For unexpected claims

If you ever need to report a claim, you can rely on our:

  • 24-Hour Claims Assistance
  • Contractor Network Referral Program for guaranteed home repairs
  • Fast Appraisals and Limited Lifetime Warranty

Start Saving Today! Call 877-477-3320 or Click Here to learn more and receive a FREE no-obligation quote.

 



 



Client #8744

Affinity Logo   Liberty Mutual Logo

 

The descriptions of coverages are necessarily brief and are subject to policy provisions, limitations, and exclusions that can only be expressed in the policy itself. Discounts and coverages vary by state and are not available in all states. For a complete explanation of coverages, please consult a sales representative.

Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA 02116. © 2013 Liberty Mutual Insurance

  
 

The benefits of partnership

Exclusive savings and more

As a member of AGD, you could receive exclusive savings and benefits on your auto and home insurance - in addition to other discounts that you may qualify for. Here are just a few of the ways Liberty Mutual Insurance goes above and beyond for you:

Better Car Replacement™: If your car is totaled, your coverage pays for a car that’s one model year newer and has 15,000 fewer miles.2
 
Accident Forgiveness: We won’t raise your price due to your first accident if your driving record is accident-free and violation-free for five years, whether you’ve been with Liberty Mutual or a prior insurance carrier. If you qualify, you’ll receive this benefit at no extra cost.3

Convenience and support

However you prefer to purchase insurance—in person, online, or by phone—Liberty Mutual makes it easy. We make it just as easy to pay your premium by letting you choose direct billing, automatic electronic withdrawals from your bank, or recurring credit card payments.

If you need personal guidance, you can schedule an insurance consultation to find the right coverage at the right price for yourself and your family. Just contact your local Liberty Mutual representative or call our customer service center to talk with one of our licensed insurance representatives.

The AGD is always looking to provide you with the best benefits available that's why they've partnered with Liberty Mutual Insurance to offer this exclusive auto and home benefits program. We provide dedicated service and quality coverage that our customers have relied on for over 100 years.

 

2Optional coverage. Applies to a covered total loss. Deductible applies. Does not apply to leased vehicles and motorcycles. Not available in NC.

3Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual's underwriting guidelines. Not available in CA and may vary by state.

 

 
 

Protecting the things that matter
Exclusive benefits for members of the Academy of General Dentistry

The essential things in life—your car, your home, and of course your family—come with responsibility. It's your job to protect them, so you plan ahead, keep an eye on risks, and make smart choices.

One of those choices is insurance. You buy insurance with an awareness of the cost, the hope that you'll never have to use it, and the trust that it will cover you if you ever need it. That's why it's important to think about the tradeoff between what you spend and what you get in return.

When you choose Liberty Mutual Insurance, you get quality coverage at the right price—along with caring, hassle-free service. Whatever your need, we explain your options clearly and completely, and we offer expert advice for your specific situation.

At Liberty Mutual Insurance, we understand the responsibility you face. And we are here to help.

The benefits of partnership

Exclusive savings and more

As a member of AGD, you could receive exclusive savings and benefits on your auto and home insurance - in addition to other discounts that you may qualify for. Here are just a few of the ways Liberty Mutual Insurance goes above and beyond for you:

Better Car Replacement™: If your car is totaled, your coverage pays for a car that’s one model year newer and has 15,000 fewer miles.2
 
Accident Forgiveness: We won’t raise your price due to your first accident if your driving record is accident-free and violation-free for five years, whether you’ve been with Liberty Mutual or a prior insurance carrier. If you qualify, you’ll receive this benefit at no extra cost.3

Convenience and support

However you prefer to purchase insurance—in person, online, or by phone—Liberty Mutual makes it easy. We make it just as easy to pay your premium by letting you choose direct billing, automatic electronic withdrawals from your bank, or recurring credit card payments.

If you need personal guidance, you can schedule an insurance consultation to find the right coverage at the right price for yourself and your family. Just contact your local Liberty Mutual representative or call our customer service center to talk with one of our licensed insurance representatives.

The AGD is always looking to provide you with the best benefits available that's why they've partnered with Liberty Mutual Insurance to offer this exclusive auto and home benefits program. We provide dedicated service and quality coverage that our customers have relied on for over 100 years.

 

2Optional coverage. Applies to a covered total loss. Deductible applies. Does not apply to leased vehicles and motorcycles. Not available in NC.

3Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual's underwriting guidelines. Not available in CA and may vary by state.

 

Your car is
more than a vehicle

It's your home on the road

An accident can disrupt your life, even if you aren't injured. That's why we do everything we can to quickly get your car back on the road—and your life back to normal. All it takes is one contact to put the claims process in motion, and we'll keep you informed about the status of your vehicle.

As a reward for having a clean driving record, we'll offer you additional savings—beyond our ordinary discounts—along with tips and tools to help you avoid accidents and stay safe on the road. For example, our complimentary Liberty Lines magazine identifies which cars perform better in crashes, offers advice for new teen drivers, and describes techniques for safer driving.

2

background

Protect it with the right coverage options

Choose from a range of options and limits:

•     Liability

•     Medical Payments/Personal Injury Protection

•     Uninsured/Underinsured Motorist

•     Collision

•     Other Than Collision

•     24-Hour Roadside Assistance4

•     Unlimited Rental

Take advantage of discounts and other benefits

Which policy features do you qualify for?

Accident Forgiveness* Anti-theft Device
New Car Replacement° Multi-car
Passive Restraint Good Student
Antilock Brakes Low Mileage

Consider coverage for additional needs

If you have a motorcycle, Motorcycle Insurance covers your bike and its accessories from damage and theft5—and protects you with liability, collision, comprehensive, and uninsured/underinsured motorist coverages. We can also arrange a tow if you ever get into trouble on the road4.

 

4Optional coverage. Requires the purchase of Towing and Labor Coverage. Subject to applicable limits.

5Accessory coverage is not available in all states.

*Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual underwriting guidelines. Not available in CA and may vary by state.

ºApplies to a covered total loss. Your car must be less than one year old, have fewer than 15,000 miles and have had no previous owner. Does not apply to leased vehicles or motorcycles. Subject to applicable deductible. Not available in NC or WY

Bottom Bar
Bottom right Bar

Your home is
more than a dwelling

It's the foundation and hub of your daily life

Even minor damage in your home—to the structure itself or your possessions inside—can create a major disruption. So when your home needs fi xing, there's no time to waste. Liberty Mutual Insurance handles claims quickly, often getting emergency repairs under way within 24 hours. And if your home is unlivable due to covered damage, we can help find temporary housing and provide coverage for additional living expenses up to policy limits.

4

background

Safeguard your possessions

A Liberty Mutual home policy protects your home and other structures on your property—such as a garage or tool shed—against loss from:

• Smoke, fire, or lightning

• Windstorm6, hail or weight of ice, snow or sleet

• Theft, vandalism, or mischief

• Falling objects

• Freezing of plumbing, heating, air conditioning, or automatic fire-sprinkler system7

This policy also covers replacement of your personal property, temporary additional living expenses, and liability claims8. Expanded Coverage protects you from rising costs due to inflation if you need to rebuild your home.

Select the benefits and discounts that apply to you

Do you qualify for any of these policy features?

• Loss Forgiveness Program

• Protective Devices

• Insured to Value

• Inflation Protection

• Recently Purchased Home

• New/Renovated Home

• Multi-policy1

• Exclusive Group Savings1

Consider coverage for additional needs

Condominium and Renters Insurance protects your personal possessions and affords you certain liability coverage. Condominium insurance also covers alterations, appliances, and fixtures that may not be covered by your condo association9.

 

6 Not available in all areas.

7 Excluded if the home is vacant, unoccupied or being constructed unless reasonable care to maintain heat was used or shut off the water supply and drain the system or appliances of water

8 Available with purchase of additional endorsement.

9 Coverage does not apply to land, including land on which residence premises, real property or structures are located.

Bottom Bar
Bottom right Bar

We're here when you need us

At Liberty Mutual Insurance , we have been helping people live safer, more secure lives since 1912. We operate in all 50 states and are among the Fortune 100 largest U.S. corporations. As a leading provider of auto and home insurance, we offer competitive rates and courteous, hassle-free service.

Image1
Image1
Image1

For routine business

To save you time and effort when conducting everyday business, we offer:

  • Local service representatives across the country
  • Extended phone service hours to assist with policy questions
  • eService through libertymutual.com
  • Convenient payment options
 

For unexpected claims

If you ever need to report a claim, you can rely on our:

  • 24-Hour Claims Assistance
  • Contractor Network Referral Program for guaranteed home repairs
  • Fast Appraisals and Limited Lifetime Warranty

Start Saving Today! Call 877-477-3320 or Click Here to learn more and receive a FREE no-obligation quote.

 



 



Client #8744

Affinity Logo   Liberty Mutual Logo

 

The descriptions of coverages are necessarily brief and are subject to policy provisions, limitations, and exclusions that can only be expressed in the policy itself. Discounts and coverages vary by state and are not available in all states. For a complete explanation of coverages, please consult a sales representative.

Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA 02116. © 2013 Liberty Mutual Insurance

Protecting the things that matter
Exclusive benefits for members of the Academy of General Dentistry

The essential things in life—your car, your home, and of course your family—come with responsibility. It's your job to protect them, so you plan ahead, keep an eye on risks, and make smart choices.

One of those choices is insurance. You buy insurance with an awareness of the cost, the hope that you'll never have to use it, and the trust that it will cover you if you ever need it. That's why it's important to think about the tradeoff between what you spend and what you get in return.

When you choose Liberty Mutual Insurance, you get quality coverage at the right price—along with caring, hassle-free service. Whatever your need, we explain your options clearly and completely, and we offer expert advice for your specific situation.

At Liberty Mutual Insurance, we understand the responsibility you face. And we are here to help.

The benefits of partnership

Exclusive savings and more

As a member of AGD, you could receive exclusive savings and benefits on your auto and home insurance - in addition to other discounts that you may qualify for. Here are just a few of the ways Liberty Mutual Insurance goes above and beyond for you:

Better Car Replacement™: If your car is totaled, your coverage pays for a car that’s one model year newer and has 15,000 fewer miles.2
 
Accident Forgiveness: We won’t raise your price due to your first accident if your driving record is accident-free and violation-free for five years, whether you’ve been with Liberty Mutual or a prior insurance carrier. If you qualify, you’ll receive this benefit at no extra cost.3

Convenience and support

However you prefer to purchase insurance—in person, online, or by phone—Liberty Mutual makes it easy. We make it just as easy to pay your premium by letting you choose direct billing, automatic electronic withdrawals from your bank, or recurring credit card payments.

If you need personal guidance, you can schedule an insurance consultation to find the right coverage at the right price for yourself and your family. Just contact your local Liberty Mutual representative or call our customer service center to talk with one of our licensed insurance representatives.

The AGD is always looking to provide you with the best benefits available that's why they've partnered with Liberty Mutual Insurance to offer this exclusive auto and home benefits program. We provide dedicated service and quality coverage that our customers have relied on for over 100 years.

 

2Optional coverage. Applies to a covered total loss. Deductible applies. Does not apply to leased vehicles and motorcycles. Not available in NC.

3Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual's underwriting guidelines. Not available in CA and may vary by state.

 

Your car is
more than a vehicle

It's your home on the road

An accident can disrupt your life, even if you aren't injured. That's why we do everything we can to quickly get your car back on the road—and your life back to normal. All it takes is one contact to put the claims process in motion, and we'll keep you informed about the status of your vehicle.

As a reward for having a clean driving record, we'll offer you additional savings—beyond our ordinary discounts—along with tips and tools to help you avoid accidents and stay safe on the road. For example, our complimentary Liberty Lines magazine identifies which cars perform better in crashes, offers advice for new teen drivers, and describes techniques for safer driving.

2

background

Protect it with the right coverage options

Choose from a range of options and limits:

•     Liability

•     Medical Payments/Personal Injury Protection

•     Uninsured/Underinsured Motorist

•     Collision

•     Other Than Collision

•     24-Hour Roadside Assistance4

•     Unlimited Rental

Take advantage of discounts and other benefits

Which policy features do you qualify for?

Accident Forgiveness* Anti-theft Device
New Car Replacement° Multi-car
Passive Restraint Good Student
Antilock Brakes Low Mileage

Consider coverage for additional needs

If you have a motorcycle, Motorcycle Insurance covers your bike and its accessories from damage and theft5—and protects you with liability, collision, comprehensive, and uninsured/underinsured motorist coverages. We can also arrange a tow if you ever get into trouble on the road4.

 

4Optional coverage. Requires the purchase of Towing and Labor Coverage. Subject to applicable limits.

5Accessory coverage is not available in all states.

*Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual underwriting guidelines. Not available in CA and may vary by state.

ºApplies to a covered total loss. Your car must be less than one year old, have fewer than 15,000 miles and have had no previous owner. Does not apply to leased vehicles or motorcycles. Subject to applicable deductible. Not available in NC or WY

Bottom Bar
Bottom right Bar

Your home is
more than a dwelling

It's the foundation and hub of your daily life

Even minor damage in your home—to the structure itself or your possessions inside—can create a major disruption. So when your home needs fi xing, there's no time to waste. Liberty Mutual Insurance handles claims quickly, often getting emergency repairs under way within 24 hours. And if your home is unlivable due to covered damage, we can help find temporary housing and provide coverage for additional living expenses up to policy limits.

4

background

Safeguard your possessions

A Liberty Mutual home policy protects your home and other structures on your property—such as a garage or tool shed—against loss from:

• Smoke, fire, or lightning

• Windstorm6, hail or weight of ice, snow or sleet

• Theft, vandalism, or mischief

• Falling objects

• Freezing of plumbing, heating, air conditioning, or automatic fire-sprinkler system7

This policy also covers replacement of your personal property, temporary additional living expenses, and liability claims8. Expanded Coverage protects you from rising costs due to inflation if you need to rebuild your home.

Select the benefits and discounts that apply to you

Do you qualify for any of these policy features?

• Loss Forgiveness Program

• Protective Devices

• Insured to Value

• Inflation Protection

• Recently Purchased Home

• New/Renovated Home

• Multi-policy1

• Exclusive Group Savings1

Consider coverage for additional needs

Condominium and Renters Insurance protects your personal possessions and affords you certain liability coverage. Condominium insurance also covers alterations, appliances, and fixtures that may not be covered by your condo association9.

 

6 Not available in all areas.

7 Excluded if the home is vacant, unoccupied or being constructed unless reasonable care to maintain heat was used or shut off the water supply and drain the system or appliances of water

8 Available with purchase of additional endorsement.

9 Coverage does not apply to land, including land on which residence premises, real property or structures are located.

Bottom Bar
Bottom right Bar

We're here when you need us

At Liberty Mutual Insurance , we have been helping people live safer, more secure lives since 1912. We operate in all 50 states and are among the Fortune 100 largest U.S. corporations. As a leading provider of auto and home insurance, we offer competitive rates and courteous, hassle-free service.

Image1
Image1
Image1

For routine business

To save you time and effort when conducting everyday business, we offer:

  • Local service representatives across the country
  • Extended phone service hours to assist with policy questions
  • eService through libertymutual.com
  • Convenient payment options
 

For unexpected claims

If you ever need to report a claim, you can rely on our:

  • 24-Hour Claims Assistance
  • Contractor Network Referral Program for guaranteed home repairs
  • Fast Appraisals and Limited Lifetime Warranty

Start Saving Today! Call 877-477-3320 or Click Here to learn more and receive a FREE no-obligation quote.

 



 



Client #8744

Affinity Logo   Liberty Mutual Logo

 

The descriptions of coverages are necessarily brief and are subject to policy provisions, limitations, and exclusions that can only be expressed in the policy itself. Discounts and coverages vary by state and are not available in all states. For a complete explanation of coverages, please consult a sales representative.

Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA 02116. © 2013 Liberty Mutual Insurance

Protecting the things that matter
Exclusive benefits for members of the Academy of General Dentistry

The essential things in life—your car, your home, and of course your family—come with responsibility. It's your job to protect them, so you plan ahead, keep an eye on risks, and make smart choices.

One of those choices is insurance. You buy insurance with an awareness of the cost, the hope that you'll never have to use it, and the trust that it will cover you if you ever need it. That's why it's important to think about the tradeoff between what you spend and what you get in return.

When you choose Liberty Mutual Insurance, you get quality coverage at the right price—along with caring, hassle-free service. Whatever your need, we explain your options clearly and completely, and we offer expert advice for your specific situation.

At Liberty Mutual Insurance, we understand the responsibility you face. And we are here to help.

The benefits of partnership

Exclusive savings and more

As a member of AGD, you could receive exclusive savings and benefits on your auto and home insurance - in addition to other discounts that you may qualify for. Here are just a few of the ways Liberty Mutual Insurance goes above and beyond for you:

Better Car Replacement™: If your car is totaled, your coverage pays for a car that’s one model year newer and has 15,000 fewer miles.2
 
Accident Forgiveness: We won’t raise your price due to your first accident if your driving record is accident-free and violation-free for five years, whether you’ve been with Liberty Mutual or a prior insurance carrier. If you qualify, you’ll receive this benefit at no extra cost.3

Convenience and support

However you prefer to purchase insurance—in person, online, or by phone—Liberty Mutual makes it easy. We make it just as easy to pay your premium by letting you choose direct billing, automatic electronic withdrawals from your bank, or recurring credit card payments.

If you need personal guidance, you can schedule an insurance consultation to find the right coverage at the right price for yourself and your family. Just contact your local Liberty Mutual representative or call our customer service center to talk with one of our licensed insurance representatives.

The AGD is always looking to provide you with the best benefits available that's why they've partnered with Liberty Mutual Insurance to offer this exclusive auto and home benefits program. We provide dedicated service and quality coverage that our customers have relied on for over 100 years.

 

2Optional coverage. Applies to a covered total loss. Deductible applies. Does not apply to leased vehicles and motorcycles. Not available in NC.

3Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual's underwriting guidelines. Not available in CA and may vary by state.

 

Your car is
more than a vehicle

It's your home on the road

An accident can disrupt your life, even if you aren't injured. That's why we do everything we can to quickly get your car back on the road—and your life back to normal. All it takes is one contact to put the claims process in motion, and we'll keep you informed about the status of your vehicle.

As a reward for having a clean driving record, we'll offer you additional savings—beyond our ordinary discounts—along with tips and tools to help you avoid accidents and stay safe on the road. For example, our complimentary Liberty Lines magazine identifies which cars perform better in crashes, offers advice for new teen drivers, and describes techniques for safer driving.

2

background

Protect it with the right coverage options

Choose from a range of options and limits:

•     Liability

•     Medical Payments/Personal Injury Protection

•     Uninsured/Underinsured Motorist

•     Collision

•     Other Than Collision

•     24-Hour Roadside Assistance4

•     Unlimited Rental

Take advantage of discounts and other benefits

Which policy features do you qualify for?

Accident Forgiveness* Anti-theft Device
New Car Replacement° Multi-car
Passive Restraint Good Student
Antilock Brakes Low Mileage

Consider coverage for additional needs

If you have a motorcycle, Motorcycle Insurance covers your bike and its accessories from damage and theft5—and protects you with liability, collision, comprehensive, and uninsured/underinsured motorist coverages. We can also arrange a tow if you ever get into trouble on the road4.

 

4Optional coverage. Requires the purchase of Towing and Labor Coverage. Subject to applicable limits.

5Accessory coverage is not available in all states.

*Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual underwriting guidelines. Not available in CA and may vary by state.

ºApplies to a covered total loss. Your car must be less than one year old, have fewer than 15,000 miles and have had no previous owner. Does not apply to leased vehicles or motorcycles. Subject to applicable deductible. Not available in NC or WY

Bottom Bar
Bottom right Bar

Your home is
more than a dwelling

It's the foundation and hub of your daily life

Even minor damage in your home—to the structure itself or your possessions inside—can create a major disruption. So when your home needs fi xing, there's no time to waste. Liberty Mutual Insurance handles claims quickly, often getting emergency repairs under way within 24 hours. And if your home is unlivable due to covered damage, we can help find temporary housing and provide coverage for additional living expenses up to policy limits.

4

background

Safeguard your possessions

A Liberty Mutual home policy protects your home and other structures on your property—such as a garage or tool shed—against loss from:

• Smoke, fire, or lightning

• Windstorm6, hail or weight of ice, snow or sleet

• Theft, vandalism, or mischief

• Falling objects

• Freezing of plumbing, heating, air conditioning, or automatic fire-sprinkler system7

This policy also covers replacement of your personal property, temporary additional living expenses, and liability claims8. Expanded Coverage protects you from rising costs due to inflation if you need to rebuild your home.

Select the benefits and discounts that apply to you

Do you qualify for any of these policy features?

• Loss Forgiveness Program

• Protective Devices

• Insured to Value

• Inflation Protection

• Recently Purchased Home

• New/Renovated Home

• Multi-policy1

• Exclusive Group Savings1

Consider coverage for additional needs

Condominium and Renters Insurance protects your personal possessions and affords you certain liability coverage. Condominium insurance also covers alterations, appliances, and fixtures that may not be covered by your condo association9.

 

6 Not available in all areas.

7 Excluded if the home is vacant, unoccupied or being constructed unless reasonable care to maintain heat was used or shut off the water supply and drain the system or appliances of water

8 Available with purchase of additional endorsement.

9 Coverage does not apply to land, including land on which residence premises, real property or structures are located.

Bottom Bar
Bottom right Bar

We're here when you need us

At Liberty Mutual Insurance , we have been helping people live safer, more secure lives since 1912. We operate in all 50 states and are among the Fortune 100 largest U.S. corporations. As a leading provider of auto and home insurance, we offer competitive rates and courteous, hassle-free service.

Image1
Image1
Image1

For routine business

To save you time and effort when conducting everyday business, we offer:

  • Local service representatives across the country
  • Extended phone service hours to assist with policy questions
  • eService through libertymutual.com
  • Convenient payment options
 

For unexpected claims

If you ever need to report a claim, you can rely on our:

  • 24-Hour Claims Assistance
  • Contractor Network Referral Program for guaranteed home repairs
  • Fast Appraisals and Limited Lifetime Warranty

Start Saving Today! Call 877-477-3320 or Click Here to learn more and receive a FREE no-obligation quote.

 



 



Client #8744

Affinity Logo   Liberty Mutual Logo

 

The descriptions of coverages are necessarily brief and are subject to policy provisions, limitations, and exclusions that can only be expressed in the policy itself. Discounts and coverages vary by state and are not available in all states. For a complete explanation of coverages, please consult a sales representative.

Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA 02116. © 2013 Liberty Mutual Insurance

Protecting the things that matter
Exclusive benefits for members of the Academy of General Dentistry

The essential things in life—your car, your home, and of course your family—come with responsibility. It's your job to protect them, so you plan ahead, keep an eye on risks, and make smart choices.

One of those choices is insurance. You buy insurance with an awareness of the cost, the hope that you'll never have to use it, and the trust that it will cover you if you ever need it. That's why it's important to think about the tradeoff between what you spend and what you get in return.

When you choose Liberty Mutual Insurance, you get quality coverage at the right price—along with caring, hassle-free service. Whatever your need, we explain your options clearly and completely, and we offer expert advice for your specific situation.

At Liberty Mutual Insurance, we understand the responsibility you face. And we are here to help.

The benefits of partnership

Exclusive savings and more

As a member of AGD, you could receive exclusive savings and benefits on your auto and home insurance - in addition to other discounts that you may qualify for. Here are just a few of the ways Liberty Mutual Insurance goes above and beyond for you:

Better Car Replacement™: If your car is totaled, your coverage pays for a car that’s one model year newer and has 15,000 fewer miles.2
 
Accident Forgiveness: We won’t raise your price due to your first accident if your driving record is accident-free and violation-free for five years, whether you’ve been with Liberty Mutual or a prior insurance carrier. If you qualify, you’ll receive this benefit at no extra cost.3

Convenience and support

However you prefer to purchase insurance—in person, online, or by phone—Liberty Mutual makes it easy. We make it just as easy to pay your premium by letting you choose direct billing, automatic electronic withdrawals from your bank, or recurring credit card payments.

If you need personal guidance, you can schedule an insurance consultation to find the right coverage at the right price for yourself and your family. Just contact your local Liberty Mutual representative or call our customer service center to talk with one of our licensed insurance representatives.

The AGD is always looking to provide you with the best benefits available that's why they've partnered with Liberty Mutual Insurance to offer this exclusive auto and home benefits program. We provide dedicated service and quality coverage that our customers have relied on for over 100 years.

 

2Optional coverage. Applies to a covered total loss. Deductible applies. Does not apply to leased vehicles and motorcycles. Not available in NC.

3Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual's underwriting guidelines. Not available in CA and may vary by state.

 

Your car is
more than a vehicle

It's your home on the road

An accident can disrupt your life, even if you aren't injured. That's why we do everything we can to quickly get your car back on the road—and your life back to normal. All it takes is one contact to put the claims process in motion, and we'll keep you informed about the status of your vehicle.

As a reward for having a clean driving record, we'll offer you additional savings—beyond our ordinary discounts—along with tips and tools to help you avoid accidents and stay safe on the road. For example, our complimentary Liberty Lines magazine identifies which cars perform better in crashes, offers advice for new teen drivers, and describes techniques for safer driving.

2

background

Protect it with the right coverage options

Choose from a range of options and limits:

•     Liability

•     Medical Payments/Personal Injury Protection

•     Uninsured/Underinsured Motorist

•     Collision

•     Other Than Collision

•     24-Hour Roadside Assistance4

•     Unlimited Rental

Take advantage of discounts and other benefits

Which policy features do you qualify for?

Accident Forgiveness* Anti-theft Device
New Car Replacement° Multi-car
Passive Restraint Good Student
Antilock Brakes Low Mileage

Consider coverage for additional needs

If you have a motorcycle, Motorcycle Insurance covers your bike and its accessories from damage and theft5—and protects you with liability, collision, comprehensive, and uninsured/underinsured motorist coverages. We can also arrange a tow if you ever get into trouble on the road4.

 

4Optional coverage. Requires the purchase of Towing and Labor Coverage. Subject to applicable limits.

5Accessory coverage is not available in all states.

*Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual underwriting guidelines. Not available in CA and may vary by state.

ºApplies to a covered total loss. Your car must be less than one year old, have fewer than 15,000 miles and have had no previous owner. Does not apply to leased vehicles or motorcycles. Subject to applicable deductible. Not available in NC or WY

Bottom Bar
Bottom right Bar

Your home is
more than a dwelling

It's the foundation and hub of your daily life

Even minor damage in your home—to the structure itself or your possessions inside—can create a major disruption. So when your home needs fi xing, there's no time to waste. Liberty Mutual Insurance handles claims quickly, often getting emergency repairs under way within 24 hours. And if your home is unlivable due to covered damage, we can help find temporary housing and provide coverage for additional living expenses up to policy limits.

4

background

Safeguard your possessions

A Liberty Mutual home policy protects your home and other structures on your property—such as a garage or tool shed—against loss from:

• Smoke, fire, or lightning

• Windstorm6, hail or weight of ice, snow or sleet

• Theft, vandalism, or mischief

• Falling objects

• Freezing of plumbing, heating, air conditioning, or automatic fire-sprinkler system7

This policy also covers replacement of your personal property, temporary additional living expenses, and liability claims8. Expanded Coverage protects you from rising costs due to inflation if you need to rebuild your home.

Select the benefits and discounts that apply to you

Do you qualify for any of these policy features?

• Loss Forgiveness Program

• Protective Devices

• Insured to Value

• Inflation Protection

• Recently Purchased Home

• New/Renovated Home

• Multi-policy1

• Exclusive Group Savings1

Consider coverage for additional needs

Condominium and Renters Insurance protects your personal possessions and affords you certain liability coverage. Condominium insurance also covers alterations, appliances, and fixtures that may not be covered by your condo association9.

 

6 Not available in all areas.

7 Excluded if the home is vacant, unoccupied or being constructed unless reasonable care to maintain heat was used or shut off the water supply and drain the system or appliances of water

8 Available with purchase of additional endorsement.

9 Coverage does not apply to land, including land on which residence premises, real property or structures are located.

Bottom Bar
Bottom right Bar

We're here when you need us

At Liberty Mutual Insurance , we have been helping people live safer, more secure lives since 1912. We operate in all 50 states and are among the Fortune 100 largest U.S. corporations. As a leading provider of auto and home insurance, we offer competitive rates and courteous, hassle-free service.

Image1
Image1
Image1

For routine business

To save you time and effort when conducting everyday business, we offer:

  • Local service representatives across the country
  • Extended phone service hours to assist with policy questions
  • eService through libertymutual.com
  • Convenient payment options
 

For unexpected claims

If you ever need to report a claim, you can rely on our:

  • 24-Hour Claims Assistance
  • Contractor Network Referral Program for guaranteed home repairs
  • Fast Appraisals and Limited Lifetime Warranty

Start Saving Today! Call 877-477-3320 or Click Here to learn more and receive a FREE no-obligation quote.

 



 



Client #8744

Affinity Logo   Liberty Mutual Logo

 

The descriptions of coverages are necessarily brief and are subject to policy provisions, limitations, and exclusions that can only be expressed in the policy itself. Discounts and coverages vary by state and are not available in all states. For a complete explanation of coverages, please consult a sales representative.

Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA 02116. © 2013 Liberty Mutual Insurance

Protecting the things that matter
Exclusive benefits for members of the Academy of General Dentistry

The essential things in life—your car, your home, and of course your family—come with responsibility. It's your job to protect them, so you plan ahead, keep an eye on risks, and make smart choices.

One of those choices is insurance. You buy insurance with an awareness of the cost, the hope that you'll never have to use it, and the trust that it will cover you if you ever need it. That's why it's important to think about the tradeoff between what you spend and what you get in return.

When you choose Liberty Mutual Insurance, you get quality coverage at the right price—along with caring, hassle-free service. Whatever your need, we explain your options clearly and completely, and we offer expert advice for your specific situation.

At Liberty Mutual Insurance, we understand the responsibility you face. And we are here to help.

The benefits of partnership

Exclusive savings and more

As a member of AGD, you could receive exclusive savings and benefits on your auto and home insurance - in addition to other discounts that you may qualify for. Here are just a few of the ways Liberty Mutual Insurance goes above and beyond for you:

Better Car Replacement™: If your car is totaled, your coverage pays for a car that’s one model year newer and has 15,000 fewer miles.2
 
Accident Forgiveness: We won’t raise your price due to your first accident if your driving record is accident-free and violation-free for five years, whether you’ve been with Liberty Mutual or a prior insurance carrier. If you qualify, you’ll receive this benefit at no extra cost.3

Convenience and support

However you prefer to purchase insurance—in person, online, or by phone—Liberty Mutual makes it easy. We make it just as easy to pay your premium by letting you choose direct billing, automatic electronic withdrawals from your bank, or recurring credit card payments.

If you need personal guidance, you can schedule an insurance consultation to find the right coverage at the right price for yourself and your family. Just contact your local Liberty Mutual representative or call our customer service center to talk with one of our licensed insurance representatives.

The AGD is always looking to provide you with the best benefits available that's why they've partnered with Liberty Mutual Insurance to offer this exclusive auto and home benefits program. We provide dedicated service and quality coverage that our customers have relied on for over 100 years.

 

2Optional coverage. Applies to a covered total loss. Deductible applies. Does not apply to leased vehicles and motorcycles. Not available in NC.

3Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual's underwriting guidelines. Not available in CA and may vary by state.

 

Your car is
more than a vehicle

It's your home on the road

An accident can disrupt your life, even if you aren't injured. That's why we do everything we can to quickly get your car back on the road—and your life back to normal. All it takes is one contact to put the claims process in motion, and we'll keep you informed about the status of your vehicle.

As a reward for having a clean driving record, we'll offer you additional savings—beyond our ordinary discounts—along with tips and tools to help you avoid accidents and stay safe on the road. For example, our complimentary Liberty Lines magazine identifies which cars perform better in crashes, offers advice for new teen drivers, and describes techniques for safer driving.

2

background

Protect it with the right coverage options

Choose from a range of options and limits:

•     Liability

•     Medical Payments/Personal Injury Protection

•     Uninsured/Underinsured Motorist

•     Collision

•     Other Than Collision

•     24-Hour Roadside Assistance4

•     Unlimited Rental

Take advantage of discounts and other benefits

Which policy features do you qualify for?

Accident Forgiveness* Anti-theft Device
New Car Replacement° Multi-car
Passive Restraint Good Student
Antilock Brakes Low Mileage

Consider coverage for additional needs

If you have a motorcycle, Motorcycle Insurance covers your bike and its accessories from damage and theft5—and protects you with liability, collision, comprehensive, and uninsured/underinsured motorist coverages. We can also arrange a tow if you ever get into trouble on the road4.

 

4Optional coverage. Requires the purchase of Towing and Labor Coverage. Subject to applicable limits.

5Accessory coverage is not available in all states.

*Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual underwriting guidelines. Not available in CA and may vary by state.

ºApplies to a covered total loss. Your car must be less than one year old, have fewer than 15,000 miles and have had no previous owner. Does not apply to leased vehicles or motorcycles. Subject to applicable deductible. Not available in NC or WY

Bottom Bar
Bottom right Bar

Your home is
more than a dwelling

It's the foundation and hub of your daily life

Even minor damage in your home—to the structure itself or your possessions inside—can create a major disruption. So when your home needs fi xing, there's no time to waste. Liberty Mutual Insurance handles claims quickly, often getting emergency repairs under way within 24 hours. And if your home is unlivable due to covered damage, we can help find temporary housing and provide coverage for additional living expenses up to policy limits.

4

background

Safeguard your possessions

A Liberty Mutual home policy protects your home and other structures on your property—such as a garage or tool shed—against loss from:

• Smoke, fire, or lightning

• Windstorm6, hail or weight of ice, snow or sleet

• Theft, vandalism, or mischief

• Falling objects

• Freezing of plumbing, heating, air conditioning, or automatic fire-sprinkler system7

This policy also covers replacement of your personal property, temporary additional living expenses, and liability claims8. Expanded Coverage protects you from rising costs due to inflation if you need to rebuild your home.

Select the benefits and discounts that apply to you

Do you qualify for any of these policy features?

• Loss Forgiveness Program

• Protective Devices

• Insured to Value

• Inflation Protection

• Recently Purchased Home

• New/Renovated Home

• Multi-policy1

• Exclusive Group Savings1

Consider coverage for additional needs

Condominium and Renters Insurance protects your personal possessions and affords you certain liability coverage. Condominium insurance also covers alterations, appliances, and fixtures that may not be covered by your condo association9.

 

6 Not available in all areas.

7 Excluded if the home is vacant, unoccupied or being constructed unless reasonable care to maintain heat was used or shut off the water supply and drain the system or appliances of water

8 Available with purchase of additional endorsement.

9 Coverage does not apply to land, including land on which residence premises, real property or structures are located.

Bottom Bar
Bottom right Bar

We're here when you need us

At Liberty Mutual Insurance , we have been helping people live safer, more secure lives since 1912. We operate in all 50 states and are among the Fortune 100 largest U.S. corporations. As a leading provider of auto and home insurance, we offer competitive rates and courteous, hassle-free service.

Image1
Image1
Image1

For routine business

To save you time and effort when conducting everyday business, we offer:

  • Local service representatives across the country
  • Extended phone service hours to assist with policy questions
  • eService through libertymutual.com
  • Convenient payment options
 

For unexpected claims

If you ever need to report a claim, you can rely on our:

  • 24-Hour Claims Assistance
  • Contractor Network Referral Program for guaranteed home repairs
  • Fast Appraisals and Limited Lifetime Warranty

Start Saving Today! Call 877-477-3320 or Click Here to learn more and receive a FREE no-obligation quote.

 



 



Client #8744

Affinity Logo   Liberty Mutual Logo

 

The descriptions of coverages are necessarily brief and are subject to policy provisions, limitations, and exclusions that can only be expressed in the policy itself. Discounts and coverages vary by state and are not available in all states. For a complete explanation of coverages, please consult a sales representative.

Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA 02116. © 2013 Liberty Mutual Insurance

Protecting the things that matter
Exclusive benefits for members of the Academy of General Dentistry

The essential things in life—your car, your home, and of course your family—come with responsibility. It's your job to protect them, so you plan ahead, keep an eye on risks, and make smart choices.

One of those choices is insurance. You buy insurance with an awareness of the cost, the hope that you'll never have to use it, and the trust that it will cover you if you ever need it. That's why it's important to think about the tradeoff between what you spend and what you get in return.

When you choose Liberty Mutual Insurance, you get quality coverage at the right price—along with caring, hassle-free service. Whatever your need, we explain your options clearly and completely, and we offer expert advice for your specific situation.

At Liberty Mutual Insurance, we understand the responsibility you face. And we are here to help.

The benefits of partnership

Exclusive savings and more

As a member of AGD, you could receive exclusive savings and benefits on your auto and home insurance - in addition to other discounts that you may qualify for. Here are just a few of the ways Liberty Mutual Insurance goes above and beyond for you:

Better Car Replacement™: If your car is totaled, your coverage pays for a car that’s one model year newer and has 15,000 fewer miles.2
 
Accident Forgiveness: We won’t raise your price due to your first accident if your driving record is accident-free and violation-free for five years, whether you’ve been with Liberty Mutual or a prior insurance carrier. If you qualify, you’ll receive this benefit at no extra cost.3

Convenience and support

However you prefer to purchase insurance—in person, online, or by phone—Liberty Mutual makes it easy. We make it just as easy to pay your premium by letting you choose direct billing, automatic electronic withdrawals from your bank, or recurring credit card payments.

If you need personal guidance, you can schedule an insurance consultation to find the right coverage at the right price for yourself and your family. Just contact your local Liberty Mutual representative or call our customer service center to talk with one of our licensed insurance representatives.

The AGD is always looking to provide you with the best benefits available that's why they've partnered with Liberty Mutual Insurance to offer this exclusive auto and home benefits program. We provide dedicated service and quality coverage that our customers have relied on for over 100 years.

 

2Optional coverage. Applies to a covered total loss. Deductible applies. Does not apply to leased vehicles and motorcycles. Not available in NC.

3Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual's underwriting guidelines. Not available in CA and may vary by state.

 

Your car is
more than a vehicle

It's your home on the road

An accident can disrupt your life, even if you aren't injured. That's why we do everything we can to quickly get your car back on the road—and your life back to normal. All it takes is one contact to put the claims process in motion, and we'll keep you informed about the status of your vehicle.

As a reward for having a clean driving record, we'll offer you additional savings—beyond our ordinary discounts—along with tips and tools to help you avoid accidents and stay safe on the road. For example, our complimentary Liberty Lines magazine identifies which cars perform better in crashes, offers advice for new teen drivers, and describes techniques for safer driving.

2

background

Protect it with the right coverage options

Choose from a range of options and limits:

•     Liability

•     Medical Payments/Personal Injury Protection

•     Uninsured/Underinsured Motorist

•     Collision

•     Other Than Collision

•     24-Hour Roadside Assistance4

•     Unlimited Rental

Take advantage of discounts and other benefits

Which policy features do you qualify for?

Accident Forgiveness* Anti-theft Device
New Car Replacement° Multi-car
Passive Restraint Good Student
Antilock Brakes Low Mileage

Consider coverage for additional needs

If you have a motorcycle, Motorcycle Insurance covers your bike and its accessories from damage and theft5—and protects you with liability, collision, comprehensive, and uninsured/underinsured motorist coverages. We can also arrange a tow if you ever get into trouble on the road4.

 

4Optional coverage. Requires the purchase of Towing and Labor Coverage. Subject to applicable limits.

5Accessory coverage is not available in all states.

*Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual underwriting guidelines. Not available in CA and may vary by state.

ºApplies to a covered total loss. Your car must be less than one year old, have fewer than 15,000 miles and have had no previous owner. Does not apply to leased vehicles or motorcycles. Subject to applicable deductible. Not available in NC or WY

Bottom Bar
Bottom right Bar

Your home is
more than a dwelling

It's the foundation and hub of your daily life

Even minor damage in your home—to the structure itself or your possessions inside—can create a major disruption. So when your home needs fi xing, there's no time to waste. Liberty Mutual Insurance handles claims quickly, often getting emergency repairs under way within 24 hours. And if your home is unlivable due to covered damage, we can help find temporary housing and provide coverage for additional living expenses up to policy limits.

4

background

Safeguard your possessions

A Liberty Mutual home policy protects your home and other structures on your property—such as a garage or tool shed—against loss from:

• Smoke, fire, or lightning

• Windstorm6, hail or weight of ice, snow or sleet

• Theft, vandalism, or mischief

• Falling objects

• Freezing of plumbing, heating, air conditioning, or automatic fire-sprinkler system7

This policy also covers replacement of your personal property, temporary additional living expenses, and liability claims8. Expanded Coverage protects you from rising costs due to inflation if you need to rebuild your home.

Select the benefits and discounts that apply to you

Do you qualify for any of these policy features?

• Loss Forgiveness Program

• Protective Devices

• Insured to Value

• Inflation Protection

• Recently Purchased Home

• New/Renovated Home

• Multi-policy1

• Exclusive Group Savings1

Consider coverage for additional needs

Condominium and Renters Insurance protects your personal possessions and affords you certain liability coverage. Condominium insurance also covers alterations, appliances, and fixtures that may not be covered by your condo association9.

 

6 Not available in all areas.

7 Excluded if the home is vacant, unoccupied or being constructed unless reasonable care to maintain heat was used or shut off the water supply and drain the system or appliances of water

8 Available with purchase of additional endorsement.

9 Coverage does not apply to land, including land on which residence premises, real property or structures are located.

Bottom Bar
Bottom right Bar

We're here when you need us

At Liberty Mutual Insurance , we have been helping people live safer, more secure lives since 1912. We operate in all 50 states and are among the Fortune 100 largest U.S. corporations. As a leading provider of auto and home insurance, we offer competitive rates and courteous, hassle-free service.

Image1
Image1
Image1

For routine business

To save you time and effort when conducting everyday business, we offer:

  • Local service representatives across the country
  • Extended phone service hours to assist with policy questions
  • eService through libertymutual.com
  • Convenient payment options
 

For unexpected claims

If you ever need to report a claim, you can rely on our:

  • 24-Hour Claims Assistance
  • Contractor Network Referral Program for guaranteed home repairs
  • Fast Appraisals and Limited Lifetime Warranty

Start Saving Today! Call 877-477-3320 or Click Here to learn more and receive a FREE no-obligation quote.

 



 



Client #8744

Affinity Logo   Liberty Mutual Logo

 

The descriptions of coverages are necessarily brief and are subject to policy provisions, limitations, and exclusions that can only be expressed in the policy itself. Discounts and coverages vary by state and are not available in all states. For a complete explanation of coverages, please consult a sales representative.

Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA 02116. © 2013 Liberty Mutual Insurance

Protecting the things that matter
Exclusive benefits for members of the Academy of General Dentistry

The essential things in life—your car, your home, and of course your family—come with responsibility. It's your job to protect them, so you plan ahead, keep an eye on risks, and make smart choices.

One of those choices is insurance. You buy insurance with an awareness of the cost, the hope that you'll never have to use it, and the trust that it will cover you if you ever need it. That's why it's important to think about the tradeoff between what you spend and what you get in return.

When you choose Liberty Mutual Insurance, you get quality coverage at the right price—along with caring, hassle-free service. Whatever your need, we explain your options clearly and completely, and we offer expert advice for your specific situation.

At Liberty Mutual Insurance, we understand the responsibility you face. And we are here to help.

The benefits of partnership

Exclusive savings and more

As a member of AGD, you could receive exclusive savings and benefits on your auto and home insurance - in addition to other discounts that you may qualify for. Here are just a few of the ways Liberty Mutual Insurance goes above and beyond for you:

Better Car Replacement™: If your car is totaled, your coverage pays for a car that’s one model year newer and has 15,000 fewer miles.2
 
Accident Forgiveness: We won’t raise your price due to your first accident if your driving record is accident-free and violation-free for five years, whether you’ve been with Liberty Mutual or a prior insurance carrier. If you qualify, you’ll receive this benefit at no extra cost.3

Convenience and support

However you prefer to purchase insurance—in person, online, or by phone—Liberty Mutual makes it easy. We make it just as easy to pay your premium by letting you choose direct billing, automatic electronic withdrawals from your bank, or recurring credit card payments.

If you need personal guidance, you can schedule an insurance consultation to find the right coverage at the right price for yourself and your family. Just contact your local Liberty Mutual representative or call our customer service center to talk with one of our licensed insurance representatives.

The AGD is always looking to provide you with the best benefits available that's why they've partnered with Liberty Mutual Insurance to offer this exclusive auto and home benefits program. We provide dedicated service and quality coverage that our customers have relied on for over 100 years.

 

2Optional coverage. Applies to a covered total loss. Deductible applies. Does not apply to leased vehicles and motorcycles. Not available in NC.

3Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual's underwriting guidelines. Not available in CA and may vary by state.

 

Your car is
more than a vehicle

It's your home on the road

An accident can disrupt your life, even if you aren't injured. That's why we do everything we can to quickly get your car back on the road—and your life back to normal. All it takes is one contact to put the claims process in motion, and we'll keep you informed about the status of your vehicle.

As a reward for having a clean driving record, we'll offer you additional savings—beyond our ordinary discounts—along with tips and tools to help you avoid accidents and stay safe on the road. For example, our complimentary Liberty Lines magazine identifies which cars perform better in crashes, offers advice for new teen drivers, and describes techniques for safer driving.

2

background

Protect it with the right coverage options

Choose from a range of options and limits:

•     Liability

•     Medical Payments/Personal Injury Protection

•     Uninsured/Underinsured Motorist

•     Collision

•     Other Than Collision

•     24-Hour Roadside Assistance4

•     Unlimited Rental

Take advantage of discounts and other benefits

Which policy features do you qualify for?

Accident Forgiveness* Anti-theft Device
New Car Replacement° Multi-car
Passive Restraint Good Student
Antilock Brakes Low Mileage

Consider coverage for additional needs

If you have a motorcycle, Motorcycle Insurance covers your bike and its accessories from damage and theft5—and protects you with liability, collision, comprehensive, and uninsured/underinsured motorist coverages. We can also arrange a tow if you ever get into trouble on the road4.

 

4Optional coverage. Requires the purchase of Towing and Labor Coverage. Subject to applicable limits.

5Accessory coverage is not available in all states.

*Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual underwriting guidelines. Not available in CA and may vary by state.

ºApplies to a covered total loss. Your car must be less than one year old, have fewer than 15,000 miles and have had no previous owner. Does not apply to leased vehicles or motorcycles. Subject to applicable deductible. Not available in NC or WY

Bottom Bar
Bottom right Bar

Your home is
more than a dwelling

It's the foundation and hub of your daily life

Even minor damage in your home—to the structure itself or your possessions inside—can create a major disruption. So when your home needs fi xing, there's no time to waste. Liberty Mutual Insurance handles claims quickly, often getting emergency repairs under way within 24 hours. And if your home is unlivable due to covered damage, we can help find temporary housing and provide coverage for additional living expenses up to policy limits.

4

background

Safeguard your possessions

A Liberty Mutual home policy protects your home and other structures on your property—such as a garage or tool shed—against loss from:

• Smoke, fire, or lightning

• Windstorm6, hail or weight of ice, snow or sleet

• Theft, vandalism, or mischief

• Falling objects

• Freezing of plumbing, heating, air conditioning, or automatic fire-sprinkler system7

This policy also covers replacement of your personal property, temporary additional living expenses, and liability claims8. Expanded Coverage protects you from rising costs due to inflation if you need to rebuild your home.

Select the benefits and discounts that apply to you

Do you qualify for any of these policy features?

• Loss Forgiveness Program

• Protective Devices

• Insured to Value

• Inflation Protection

• Recently Purchased Home

• New/Renovated Home

• Multi-policy1

• Exclusive Group Savings1

Consider coverage for additional needs

Condominium and Renters Insurance protects your personal possessions and affords you certain liability coverage. Condominium insurance also covers alterations, appliances, and fixtures that may not be covered by your condo association9.

 

6 Not available in all areas.

7 Excluded if the home is vacant, unoccupied or being constructed unless reasonable care to maintain heat was used or shut off the water supply and drain the system or appliances of water

8 Available with purchase of additional endorsement.

9 Coverage does not apply to land, including land on which residence premises, real property or structures are located.

Bottom Bar
Bottom right Bar

We're here when you need us

At Liberty Mutual Insurance , we have been helping people live safer, more secure lives since 1912. We operate in all 50 states and are among the Fortune 100 largest U.S. corporations. As a leading provider of auto and home insurance, we offer competitive rates and courteous, hassle-free service.

Image1
Image1
Image1

For routine business

To save you time and effort when conducting everyday business, we offer:

  • Local service representatives across the country
  • Extended phone service hours to assist with policy questions
  • eService through libertymutual.com
  • Convenient payment options
 

For unexpected claims

If you ever need to report a claim, you can rely on our:

  • 24-Hour Claims Assistance
  • Contractor Network Referral Program for guaranteed home repairs
  • Fast Appraisals and Limited Lifetime Warranty

Start Saving Today! Call 877-477-3320 or Click Here to learn more and receive a FREE no-obligation quote.

 



 



Client #8744

Affinity Logo   Liberty Mutual Logo

 

The descriptions of coverages are necessarily brief and are subject to policy provisions, limitations, and exclusions that can only be expressed in the policy itself. Discounts and coverages vary by state and are not available in all states. For a complete explanation of coverages, please consult a sales representative.

Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA 02116. © 2013 Liberty Mutual Insurance

Protecting the things that matter
Exclusive benefits for members of the Academy of General Dentistry

The essential things in life—your car, your home, and of course your family—come with responsibility. It's your job to protect them, so you plan ahead, keep an eye on risks, and make smart choices.

One of those choices is insurance. You buy insurance with an awareness of the cost, the hope that you'll never have to use it, and the trust that it will cover you if you ever need it. That's why it's important to think about the tradeoff between what you spend and what you get in return.

When you choose Liberty Mutual Insurance, you get quality coverage at the right price—along with caring, hassle-free service. Whatever your need, we explain your options clearly and completely, and we offer expert advice for your specific situation.

At Liberty Mutual Insurance, we understand the responsibility you face. And we are here to help.

The benefits of partnership

Exclusive savings and more

As a member of AGD, you could receive exclusive savings and benefits on your auto and home insurance - in addition to other discounts that you may qualify for. Here are just a few of the ways Liberty Mutual Insurance goes above and beyond for you:

Better Car Replacement™: If your car is totaled, your coverage pays for a car that’s one model year newer and has 15,000 fewer miles.2
 
Accident Forgiveness: We won’t raise your price due to your first accident if your driving record is accident-free and violation-free for five years, whether you’ve been with Liberty Mutual or a prior insurance carrier. If you qualify, you’ll receive this benefit at no extra cost.3

Convenience and support

However you prefer to purchase insurance—in person, online, or by phone—Liberty Mutual makes it easy. We make it just as easy to pay your premium by letting you choose direct billing, automatic electronic withdrawals from your bank, or recurring credit card payments.

If you need personal guidance, you can schedule an insurance consultation to find the right coverage at the right price for yourself and your family. Just contact your local Liberty Mutual representative or call our customer service center to talk with one of our licensed insurance representatives.

The AGD is always looking to provide you with the best benefits available that's why they've partnered with Liberty Mutual Insurance to offer this exclusive auto and home benefits program. We provide dedicated service and quality coverage that our customers have relied on for over 100 years.

 

2Optional coverage. Applies to a covered total loss. Deductible applies. Does not apply to leased vehicles and motorcycles. Not available in NC.

3Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual's underwriting guidelines. Not available in CA and may vary by state.

 

Your car is
more than a vehicle

It's your home on the road

An accident can disrupt your life, even if you aren't injured. That's why we do everything we can to quickly get your car back on the road—and your life back to normal. All it takes is one contact to put the claims process in motion, and we'll keep you informed about the status of your vehicle.

As a reward for having a clean driving record, we'll offer you additional savings—beyond our ordinary discounts—along with tips and tools to help you avoid accidents and stay safe on the road. For example, our complimentary Liberty Lines magazine identifies which cars perform better in crashes, offers advice for new teen drivers, and describes techniques for safer driving.

2

background

Protect it with the right coverage options

Choose from a range of options and limits:

•     Liability

•     Medical Payments/Personal Injury Protection

•     Uninsured/Underinsured Motorist

•     Collision

•     Other Than Collision

•     24-Hour Roadside Assistance4

•     Unlimited Rental

Take advantage of discounts and other benefits

Which policy features do you qualify for?

Accident Forgiveness* Anti-theft Device
New Car Replacement° Multi-car
Passive Restraint Good Student
Antilock Brakes Low Mileage

Consider coverage for additional needs

If you have a motorcycle, Motorcycle Insurance covers your bike and its accessories from damage and theft5—and protects you with liability, collision, comprehensive, and uninsured/underinsured motorist coverages. We can also arrange a tow if you ever get into trouble on the road4.

 

4Optional coverage. Requires the purchase of Towing and Labor Coverage. Subject to applicable limits.

5Accessory coverage is not available in all states.

*Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual underwriting guidelines. Not available in CA and may vary by state.

ºApplies to a covered total loss. Your car must be less than one year old, have fewer than 15,000 miles and have had no previous owner. Does not apply to leased vehicles or motorcycles. Subject to applicable deductible. Not available in NC or WY

Bottom Bar
Bottom right Bar

Your home is
more than a dwelling

It's the foundation and hub of your daily life

Even minor damage in your home—to the structure itself or your possessions inside—can create a major disruption. So when your home needs fi xing, there's no time to waste. Liberty Mutual Insurance handles claims quickly, often getting emergency repairs under way within 24 hours. And if your home is unlivable due to covered damage, we can help find temporary housing and provide coverage for additional living expenses up to policy limits.

4

background

Safeguard your possessions

A Liberty Mutual home policy protects your home and other structures on your property—such as a garage or tool shed—against loss from:

• Smoke, fire, or lightning

• Windstorm6, hail or weight of ice, snow or sleet

• Theft, vandalism, or mischief

• Falling objects

• Freezing of plumbing, heating, air conditioning, or automatic fire-sprinkler system7

This policy also covers replacement of your personal property, temporary additional living expenses, and liability claims8. Expanded Coverage protects you from rising costs due to inflation if you need to rebuild your home.

Select the benefits and discounts that apply to you

Do you qualify for any of these policy features?

• Loss Forgiveness Program

• Protective Devices

• Insured to Value

• Inflation Protection

• Recently Purchased Home

• New/Renovated Home

• Multi-policy1

• Exclusive Group Savings1

Consider coverage for additional needs

Condominium and Renters Insurance protects your personal possessions and affords you certain liability coverage. Condominium insurance also covers alterations, appliances, and fixtures that may not be covered by your condo association9.

 

6 Not available in all areas.

7 Excluded if the home is vacant, unoccupied or being constructed unless reasonable care to maintain heat was used or shut off the water supply and drain the system or appliances of water

8 Available with purchase of additional endorsement.

9 Coverage does not apply to land, including land on which residence premises, real property or structures are located.

Bottom Bar
Bottom right Bar

We're here when you need us

At Liberty Mutual Insurance , we have been helping people live safer, more secure lives since 1912. We operate in all 50 states and are among the Fortune 100 largest U.S. corporations. As a leading provider of auto and home insurance, we offer competitive rates and courteous, hassle-free service.

Image1
Image1
Image1

For routine business

To save you time and effort when conducting everyday business, we offer:

  • Local service representatives across the country
  • Extended phone service hours to assist with policy questions
  • eService through libertymutual.com
  • Convenient payment options
 

For unexpected claims

If you ever need to report a claim, you can rely on our:

  • 24-Hour Claims Assistance
  • Contractor Network Referral Program for guaranteed home repairs
  • Fast Appraisals and Limited Lifetime Warranty

Start Saving Today! Call 877-477-3320 or Click Here to learn more and receive a FREE no-obligation quote.

 



 



Client #8744

Affinity Logo   Liberty Mutual Logo

 

The descriptions of coverages are necessarily brief and are subject to policy provisions, limitations, and exclusions that can only be expressed in the policy itself. Discounts and coverages vary by state and are not available in all states. For a complete explanation of coverages, please consult a sales representative.

Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA 02116. © 2013 Liberty Mutual Insurance

Protecting the things that matter
Exclusive benefits for members of the Academy of General Dentistry

The essential things in life—your car, your home, and of course your family—come with responsibility. It's your job to protect them, so you plan ahead, keep an eye on risks, and make smart choices.

One of those choices is insurance. You buy insurance with an awareness of the cost, the hope that you'll never have to use it, and the trust that it will cover you if you ever need it. That's why it's important to think about the tradeoff between what you spend and what you get in return.

When you choose Liberty Mutual Insurance, you get quality coverage at the right price—along with caring, hassle-free service. Whatever your need, we explain your options clearly and completely, and we offer expert advice for your specific situation.

At Liberty Mutual Insurance, we understand the responsibility you face. And we are here to help.

The benefits of partnership

Exclusive savings and more

As a member of AGD, you could receive exclusive savings and benefits on your auto and home insurance - in addition to other discounts that you may qualify for. Here are just a few of the ways Liberty Mutual Insurance goes above and beyond for you:

Better Car Replacement™: If your car is totaled, your coverage pays for a car that’s one model year newer and has 15,000 fewer miles.2
 
Accident Forgiveness: We won’t raise your price due to your first accident if your driving record is accident-free and violation-free for five years, whether you’ve been with Liberty Mutual or a prior insurance carrier. If you qualify, you’ll receive this benefit at no extra cost.3

Convenience and support

However you prefer to purchase insurance—in person, online, or by phone—Liberty Mutual makes it easy. We make it just as easy to pay your premium by letting you choose direct billing, automatic electronic withdrawals from your bank, or recurring credit card payments.

If you need personal guidance, you can schedule an insurance consultation to find the right coverage at the right price for yourself and your family. Just contact your local Liberty Mutual representative or call our customer service center to talk with one of our licensed insurance representatives.

The AGD is always looking to provide you with the best benefits available that's why they've partnered with Liberty Mutual Insurance to offer this exclusive auto and home benefits program. We provide dedicated service and quality coverage that our customers have relied on for over 100 years.

 

2Optional coverage. Applies to a covered total loss. Deductible applies. Does not apply to leased vehicles and motorcycles. Not available in NC.

3Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual's underwriting guidelines. Not available in CA and may vary by state.

 

Your car is
more than a vehicle

It's your home on the road

An accident can disrupt your life, even if you aren't injured. That's why we do everything we can to quickly get your car back on the road—and your life back to normal. All it takes is one contact to put the claims process in motion, and we'll keep you informed about the status of your vehicle.

As a reward for having a clean driving record, we'll offer you additional savings—beyond our ordinary discounts—along with tips and tools to help you avoid accidents and stay safe on the road. For example, our complimentary Liberty Lines magazine identifies which cars perform better in crashes, offers advice for new teen drivers, and describes techniques for safer driving.

2

background

Protect it with the right coverage options

Choose from a range of options and limits:

•     Liability

•     Medical Payments/Personal Injury Protection

•     Uninsured/Underinsured Motorist

•     Collision

•     Other Than Collision

•     24-Hour Roadside Assistance4

•     Unlimited Rental

Take advantage of discounts and other benefits

Which policy features do you qualify for?

Accident Forgiveness* Anti-theft Device
New Car Replacement° Multi-car
Passive Restraint Good Student
Antilock Brakes Low Mileage

Consider coverage for additional needs

If you have a motorcycle, Motorcycle Insurance covers your bike and its accessories from damage and theft5—and protects you with liability, collision, comprehensive, and uninsured/underinsured motorist coverages. We can also arrange a tow if you ever get into trouble on the road4.

 

4Optional coverage. Requires the purchase of Towing and Labor Coverage. Subject to applicable limits.

5Accessory coverage is not available in all states.

*Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual underwriting guidelines. Not available in CA and may vary by state.

ºApplies to a covered total loss. Your car must be less than one year old, have fewer than 15,000 miles and have had no previous owner. Does not apply to leased vehicles or motorcycles. Subject to applicable deductible. Not available in NC or WY

Bottom Bar
Bottom right Bar

Your home is
more than a dwelling

It's the foundation and hub of your daily life

Even minor damage in your home—to the structure itself or your possessions inside—can create a major disruption. So when your home needs fi xing, there's no time to waste. Liberty Mutual Insurance handles claims quickly, often getting emergency repairs under way within 24 hours. And if your home is unlivable due to covered damage, we can help find temporary housing and provide coverage for additional living expenses up to policy limits.

4

background

Safeguard your possessions

A Liberty Mutual home policy protects your home and other structures on your property—such as a garage or tool shed—against loss from:

• Smoke, fire, or lightning

• Windstorm6, hail or weight of ice, snow or sleet

• Theft, vandalism, or mischief

• Falling objects

• Freezing of plumbing, heating, air conditioning, or automatic fire-sprinkler system7

This policy also covers replacement of your personal property, temporary additional living expenses, and liability claims8. Expanded Coverage protects you from rising costs due to inflation if you need to rebuild your home.

Select the benefits and discounts that apply to you

Do you qualify for any of these policy features?

• Loss Forgiveness Program

• Protective Devices

• Insured to Value

• Inflation Protection

• Recently Purchased Home

• New/Renovated Home

• Multi-policy1

• Exclusive Group Savings1

Consider coverage for additional needs

Condominium and Renters Insurance protects your personal possessions and affords you certain liability coverage. Condominium insurance also covers alterations, appliances, and fixtures that may not be covered by your condo association9.

 

6 Not available in all areas.

7 Excluded if the home is vacant, unoccupied or being constructed unless reasonable care to maintain heat was used or shut off the water supply and drain the system or appliances of water

8 Available with purchase of additional endorsement.

9 Coverage does not apply to land, including land on which residence premises, real property or structures are located.

Bottom Bar
Bottom right Bar

We're here when you need us

At Liberty Mutual Insurance , we have been helping people live safer, more secure lives since 1912. We operate in all 50 states and are among the Fortune 100 largest U.S. corporations. As a leading provider of auto and home insurance, we offer competitive rates and courteous, hassle-free service.

Image1
Image1
Image1

For routine business

To save you time and effort when conducting everyday business, we offer:

  • Local service representatives across the country
  • Extended phone service hours to assist with policy questions
  • eService through libertymutual.com
  • Convenient payment options
 

For unexpected claims

If you ever need to report a claim, you can rely on our:

  • 24-Hour Claims Assistance
  • Contractor Network Referral Program for guaranteed home repairs
  • Fast Appraisals and Limited Lifetime Warranty

Start Saving Today! Call 877-477-3320 or Click Here to learn more and receive a FREE no-obligation quote.

 



 



Client #8744

Affinity Logo   Liberty Mutual Logo

 

The descriptions of coverages are necessarily brief and are subject to policy provisions, limitations, and exclusions that can only be expressed in the policy itself. Discounts and coverages vary by state and are not available in all states. For a complete explanation of coverages, please consult a sales representative.

Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA 02116. © 2013 Liberty Mutual Insurance

Protecting the things that matter
Exclusive benefits for members of the Academy of General Dentistry

The essential things in life—your car, your home, and of course your family—come with responsibility. It's your job to protect them, so you plan ahead, keep an eye on risks, and make smart choices.

One of those choices is insurance. You buy insurance with an awareness of the cost, the hope that you'll never have to use it, and the trust that it will cover you if you ever need it. That's why it's important to think about the tradeoff between what you spend and what you get in return.

When you choose Liberty Mutual Insurance, you get quality coverage at the right price—along with caring, hassle-free service. Whatever your need, we explain your options clearly and completely, and we offer expert advice for your specific situation.

At Liberty Mutual Insurance, we understand the responsibility you face. And we are here to help.

The benefits of partnership

Exclusive savings and more

As a member of AGD, you could receive exclusive savings and benefits on your auto and home insurance - in addition to other discounts that you may qualify for. Here are just a few of the ways Liberty Mutual Insurance goes above and beyond for you:

Better Car Replacement™: If your car is totaled, your coverage pays for a car that’s one model year newer and has 15,000 fewer miles.2
 
Accident Forgiveness: We won’t raise your price due to your first accident if your driving record is accident-free and violation-free for five years, whether you’ve been with Liberty Mutual or a prior insurance carrier. If you qualify, you’ll receive this benefit at no extra cost.3

Convenience and support

However you prefer to purchase insurance—in person, online, or by phone—Liberty Mutual makes it easy. We make it just as easy to pay your premium by letting you choose direct billing, automatic electronic withdrawals from your bank, or recurring credit card payments.

If you need personal guidance, you can schedule an insurance consultation to find the right coverage at the right price for yourself and your family. Just contact your local Liberty Mutual representative or call our customer service center to talk with one of our licensed insurance representatives.

The AGD is always looking to provide you with the best benefits available that's why they've partnered with Liberty Mutual Insurance to offer this exclusive auto and home benefits program. We provide dedicated service and quality coverage that our customers have relied on for over 100 years.

 

2Optional coverage. Applies to a covered total loss. Deductible applies. Does not apply to leased vehicles and motorcycles. Not available in NC.

3Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual's underwriting guidelines. Not available in CA and may vary by state.

 

Your car is
more than a vehicle

It's your home on the road

An accident can disrupt your life, even if you aren't injured. That's why we do everything we can to quickly get your car back on the road—and your life back to normal. All it takes is one contact to put the claims process in motion, and we'll keep you informed about the status of your vehicle.

As a reward for having a clean driving record, we'll offer you additional savings—beyond our ordinary discounts—along with tips and tools to help you avoid accidents and stay safe on the road. For example, our complimentary Liberty Lines magazine identifies which cars perform better in crashes, offers advice for new teen drivers, and describes techniques for safer driving.

2

background

Protect it with the right coverage options

Choose from a range of options and limits:

•     Liability

•     Medical Payments/Personal Injury Protection

•     Uninsured/Underinsured Motorist

•     Collision

•     Other Than Collision

•     24-Hour Roadside Assistance4

•     Unlimited Rental

Take advantage of discounts and other benefits

Which policy features do you qualify for?

Accident Forgiveness* Anti-theft Device
New Car Replacement° Multi-car
Passive Restraint Good Student
Antilock Brakes Low Mileage

Consider coverage for additional needs

If you have a motorcycle, Motorcycle Insurance covers your bike and its accessories from damage and theft5—and protects you with liability, collision, comprehensive, and uninsured/underinsured motorist coverages. We can also arrange a tow if you ever get into trouble on the road4.

 

4Optional coverage. Requires the purchase of Towing and Labor Coverage. Subject to applicable limits.

5Accessory coverage is not available in all states.

*Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual underwriting guidelines. Not available in CA and may vary by state.

ºApplies to a covered total loss. Your car must be less than one year old, have fewer than 15,000 miles and have had no previous owner. Does not apply to leased vehicles or motorcycles. Subject to applicable deductible. Not available in NC or WY

Bottom Bar
Bottom right Bar

Your home is
more than a dwelling

It's the foundation and hub of your daily life

Even minor damage in your home—to the structure itself or your possessions inside—can create a major disruption. So when your home needs fi xing, there's no time to waste. Liberty Mutual Insurance handles claims quickly, often getting emergency repairs under way within 24 hours. And if your home is unlivable due to covered damage, we can help find temporary housing and provide coverage for additional living expenses up to policy limits.

4

background

Safeguard your possessions

A Liberty Mutual home policy protects your home and other structures on your property—such as a garage or tool shed—against loss from:

• Smoke, fire, or lightning

• Windstorm6, hail or weight of ice, snow or sleet

• Theft, vandalism, or mischief

• Falling objects

• Freezing of plumbing, heating, air conditioning, or automatic fire-sprinkler system7

This policy also covers replacement of your personal property, temporary additional living expenses, and liability claims8. Expanded Coverage protects you from rising costs due to inflation if you need to rebuild your home.

Select the benefits and discounts that apply to you

Do you qualify for any of these policy features?

• Loss Forgiveness Program

• Protective Devices

• Insured to Value

• Inflation Protection

• Recently Purchased Home

• New/Renovated Home

• Multi-policy1

• Exclusive Group Savings1

Consider coverage for additional needs

Condominium and Renters Insurance protects your personal possessions and affords you certain liability coverage. Condominium insurance also covers alterations, appliances, and fixtures that may not be covered by your condo association9.

 

6 Not available in all areas.

7 Excluded if the home is vacant, unoccupied or being constructed unless reasonable care to maintain heat was used or shut off the water supply and drain the system or appliances of water

8 Available with purchase of additional endorsement.

9 Coverage does not apply to land, including land on which residence premises, real property or structures are located.

Bottom Bar
Bottom right Bar

We're here when you need us

At Liberty Mutual Insurance , we have been helping people live safer, more secure lives since 1912. We operate in all 50 states and are among the Fortune 100 largest U.S. corporations. As a leading provider of auto and home insurance, we offer competitive rates and courteous, hassle-free service.

Image1
Image1
Image1

For routine business

To save you time and effort when conducting everyday business, we offer:

  • Local service representatives across the country
  • Extended phone service hours to assist with policy questions
  • eService through libertymutual.com
  • Convenient payment options
 

For unexpected claims

If you ever need to report a claim, you can rely on our:

  • 24-Hour Claims Assistance
  • Contractor Network Referral Program for guaranteed home repairs
  • Fast Appraisals and Limited Lifetime Warranty

Start Saving Today! Call 877-477-3320 or Click Here to learn more and receive a FREE no-obligation quote.

 



 



Client #8744

Affinity Logo   Liberty Mutual Logo

 

The descriptions of coverages are necessarily brief and are subject to policy provisions, limitations, and exclusions that can only be expressed in the policy itself. Discounts and coverages vary by state and are not available in all states. For a complete explanation of coverages, please consult a sales representative.

Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA 02116. © 2013 Liberty Mutual Insurance

Protecting the things that matter
Exclusive benefits for members of the Academy of General Dentistry

The essential things in life—your car, your home, and of course your family—come with responsibility. It's your job to protect them, so you plan ahead, keep an eye on risks, and make smart choices.

One of those choices is insurance. You buy insurance with an awareness of the cost, the hope that you'll never have to use it, and the trust that it will cover you if you ever need it. That's why it's important to think about the tradeoff between what you spend and what you get in return.

When you choose Liberty Mutual Insurance, you get quality coverage at the right price—along with caring, hassle-free service. Whatever your need, we explain your options clearly and completely, and we offer expert advice for your specific situation.

At Liberty Mutual Insurance, we understand the responsibility you face. And we are here to help.

The benefits of partnership

Exclusive savings and more

As a member of AGD, you could receive exclusive savings and benefits on your auto and home insurance - in addition to other discounts that you may qualify for. Here are just a few of the ways Liberty Mutual Insurance goes above and beyond for you:

Better Car Replacement™: If your car is totaled, your coverage pays for a car that’s one model year newer and has 15,000 fewer miles.2
 
Accident Forgiveness: We won’t raise your price due to your first accident if your driving record is accident-free and violation-free for five years, whether you’ve been with Liberty Mutual or a prior insurance carrier. If you qualify, you’ll receive this benefit at no extra cost.3

Convenience and support

However you prefer to purchase insurance—in person, online, or by phone—Liberty Mutual makes it easy. We make it just as easy to pay your premium by letting you choose direct billing, automatic electronic withdrawals from your bank, or recurring credit card payments.

If you need personal guidance, you can schedule an insurance consultation to find the right coverage at the right price for yourself and your family. Just contact your local Liberty Mutual representative or call our customer service center to talk with one of our licensed insurance representatives.

The AGD is always looking to provide you with the best benefits available that's why they've partnered with Liberty Mutual Insurance to offer this exclusive auto and home benefits program. We provide dedicated service and quality coverage that our customers have relied on for over 100 years.

 

2Optional coverage. Applies to a covered total loss. Deductible applies. Does not apply to leased vehicles and motorcycles. Not available in NC.

3Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual's underwriting guidelines. Not available in CA and may vary by state.

 

Your car is
more than a vehicle

It's your home on the road

An accident can disrupt your life, even if you aren't injured. That's why we do everything we can to quickly get your car back on the road—and your life back to normal. All it takes is one contact to put the claims process in motion, and we'll keep you informed about the status of your vehicle.

As a reward for having a clean driving record, we'll offer you additional savings—beyond our ordinary discounts—along with tips and tools to help you avoid accidents and stay safe on the road. For example, our complimentary Liberty Lines magazine identifies which cars perform better in crashes, offers advice for new teen drivers, and describes techniques for safer driving.

2

background

Protect it with the right coverage options

Choose from a range of options and limits:

•     Liability

•     Medical Payments/Personal Injury Protection

•     Uninsured/Underinsured Motorist

•     Collision

•     Other Than Collision

•     24-Hour Roadside Assistance4

•     Unlimited Rental

Take advantage of discounts and other benefits

Which policy features do you qualify for?

Accident Forgiveness* Anti-theft Device
New Car Replacement° Multi-car
Passive Restraint Good Student
Antilock Brakes Low Mileage

Consider coverage for additional needs

If you have a motorcycle, Motorcycle Insurance covers your bike and its accessories from damage and theft5—and protects you with liability, collision, comprehensive, and uninsured/underinsured motorist coverages. We can also arrange a tow if you ever get into trouble on the road4.

 

4Optional coverage. Requires the purchase of Towing and Labor Coverage. Subject to applicable limits.

5Accessory coverage is not available in all states.

*Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual underwriting guidelines. Not available in CA and may vary by state.

ºApplies to a covered total loss. Your car must be less than one year old, have fewer than 15,000 miles and have had no previous owner. Does not apply to leased vehicles or motorcycles. Subject to applicable deductible. Not available in NC or WY

Bottom Bar
Bottom right Bar

Your home is
more than a dwelling

It's the foundation and hub of your daily life

Even minor damage in your home—to the structure itself or your possessions inside—can create a major disruption. So when your home needs fi xing, there's no time to waste. Liberty Mutual Insurance handles claims quickly, often getting emergency repairs under way within 24 hours. And if your home is unlivable due to covered damage, we can help find temporary housing and provide coverage for additional living expenses up to policy limits.

4

background

Safeguard your possessions

A Liberty Mutual home policy protects your home and other structures on your property—such as a garage or tool shed—against loss from:

• Smoke, fire, or lightning

• Windstorm6, hail or weight of ice, snow or sleet

• Theft, vandalism, or mischief

• Falling objects

• Freezing of plumbing, heating, air conditioning, or automatic fire-sprinkler system7

This policy also covers replacement of your personal property, temporary additional living expenses, and liability claims8. Expanded Coverage protects you from rising costs due to inflation if you need to rebuild your home.

Select the benefits and discounts that apply to you

Do you qualify for any of these policy features?

• Loss Forgiveness Program

• Protective Devices

• Insured to Value

• Inflation Protection

• Recently Purchased Home

• New/Renovated Home

• Multi-policy1

• Exclusive Group Savings1

Consider coverage for additional needs

Condominium and Renters Insurance protects your personal possessions and affords you certain liability coverage. Condominium insurance also covers alterations, appliances, and fixtures that may not be covered by your condo association9.

 

6 Not available in all areas.

7 Excluded if the home is vacant, unoccupied or being constructed unless reasonable care to maintain heat was used or shut off the water supply and drain the system or appliances of water

8 Available with purchase of additional endorsement.

9 Coverage does not apply to land, including land on which residence premises, real property or structures are located.

Bottom Bar
Bottom right Bar

We're here when you need us

At Liberty Mutual Insurance , we have been helping people live safer, more secure lives since 1912. We operate in all 50 states and are among the Fortune 100 largest U.S. corporations. As a leading provider of auto and home insurance, we offer competitive rates and courteous, hassle-free service.

Image1
Image1
Image1

For routine business

To save you time and effort when conducting everyday business, we offer:

  • Local service representatives across the country
  • Extended phone service hours to assist with policy questions
  • eService through libertymutual.com
  • Convenient payment options
 

For unexpected claims

If you ever need to report a claim, you can rely on our:

  • 24-Hour Claims Assistance
  • Contractor Network Referral Program for guaranteed home repairs
  • Fast Appraisals and Limited Lifetime Warranty

Start Saving Today! Call 877-477-3320 or Click Here to learn more and receive a FREE no-obligation quote.

 



 



Client #8744

Affinity Logo   Liberty Mutual Logo

 

The descriptions of coverages are necessarily brief and are subject to policy provisions, limitations, and exclusions that can only be expressed in the policy itself. Discounts and coverages vary by state and are not available in all states. For a complete explanation of coverages, please consult a sales representative.

Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA 02116. © 2013 Liberty Mutual Insurance

Protecting the things that matter
Exclusive benefits for members of the Academy of General Dentistry

The essential things in life—your car, your home, and of course your family—come with responsibility. It's your job to protect them, so you plan ahead, keep an eye on risks, and make smart choices.

One of those choices is insurance. You buy insurance with an awareness of the cost, the hope that you'll never have to use it, and the trust that it will cover you if you ever need it. That's why it's important to think about the tradeoff between what you spend and what you get in return.

When you choose Liberty Mutual Insurance, you get quality coverage at the right price—along with caring, hassle-free service. Whatever your need, we explain your options clearly and completely, and we offer expert advice for your specific situation.

At Liberty Mutual Insurance, we understand the responsibility you face. And we are here to help.

The benefits of partnership

Exclusive savings and more

As a member of AGD, you could receive exclusive savings and benefits on your auto and home insurance - in addition to other discounts that you may qualify for. Here are just a few of the ways Liberty Mutual Insurance goes above and beyond for you:

Better Car Replacement™: If your car is totaled, your coverage pays for a car that’s one model year newer and has 15,000 fewer miles.2
 
Accident Forgiveness: We won’t raise your price due to your first accident if your driving record is accident-free and violation-free for five years, whether you’ve been with Liberty Mutual or a prior insurance carrier. If you qualify, you’ll receive this benefit at no extra cost.3

Convenience and support

However you prefer to purchase insurance—in person, online, or by phone—Liberty Mutual makes it easy. We make it just as easy to pay your premium by letting you choose direct billing, automatic electronic withdrawals from your bank, or recurring credit card payments.

If you need personal guidance, you can schedule an insurance consultation to find the right coverage at the right price for yourself and your family. Just contact your local Liberty Mutual representative or call our customer service center to talk with one of our licensed insurance representatives.

The AGD is always looking to provide you with the best benefits available that's why they've partnered with Liberty Mutual Insurance to offer this exclusive auto and home benefits program. We provide dedicated service and quality coverage that our customers have relied on for over 100 years.

 

2Optional coverage. Applies to a covered total loss. Deductible applies. Does not apply to leased vehicles and motorcycles. Not available in NC.

3Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual's underwriting guidelines. Not available in CA and may vary by state.

 

Your car is
more than a vehicle

It's your home on the road

An accident can disrupt your life, even if you aren't injured. That's why we do everything we can to quickly get your car back on the road—and your life back to normal. All it takes is one contact to put the claims process in motion, and we'll keep you informed about the status of your vehicle.

As a reward for having a clean driving record, we'll offer you additional savings—beyond our ordinary discounts—along with tips and tools to help you avoid accidents and stay safe on the road. For example, our complimentary Liberty Lines magazine identifies which cars perform better in crashes, offers advice for new teen drivers, and describes techniques for safer driving.

2

background

Protect it with the right coverage options

Choose from a range of options and limits:

•     Liability

•     Medical Payments/Personal Injury Protection

•     Uninsured/Underinsured Motorist

•     Collision

•     Other Than Collision

•     24-Hour Roadside Assistance4

•     Unlimited Rental

Take advantage of discounts and other benefits

Which policy features do you qualify for?

Accident Forgiveness* Anti-theft Device
New Car Replacement° Multi-car
Passive Restraint Good Student
Antilock Brakes Low Mileage

Consider coverage for additional needs

If you have a motorcycle, Motorcycle Insurance covers your bike and its accessories from damage and theft5—and protects you with liability, collision, comprehensive, and uninsured/underinsured motorist coverages. We can also arrange a tow if you ever get into trouble on the road4.

 

4Optional coverage. Requires the purchase of Towing and Labor Coverage. Subject to applicable limits.

5Accessory coverage is not available in all states.

*Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual underwriting guidelines. Not available in CA and may vary by state.

ºApplies to a covered total loss. Your car must be less than one year old, have fewer than 15,000 miles and have had no previous owner. Does not apply to leased vehicles or motorcycles. Subject to applicable deductible. Not available in NC or WY

Bottom Bar
Bottom right Bar

Your home is
more than a dwelling

It's the foundation and hub of your daily life

Even minor damage in your home—to the structure itself or your possessions inside—can create a major disruption. So when your home needs fi xing, there's no time to waste. Liberty Mutual Insurance handles claims quickly, often getting emergency repairs under way within 24 hours. And if your home is unlivable due to covered damage, we can help find temporary housing and provide coverage for additional living expenses up to policy limits.

4

background

Safeguard your possessions

A Liberty Mutual home policy protects your home and other structures on your property—such as a garage or tool shed—against loss from:

• Smoke, fire, or lightning

• Windstorm6, hail or weight of ice, snow or sleet

• Theft, vandalism, or mischief

• Falling objects

• Freezing of plumbing, heating, air conditioning, or automatic fire-sprinkler system7

This policy also covers replacement of your personal property, temporary additional living expenses, and liability claims8. Expanded Coverage protects you from rising costs due to inflation if you need to rebuild your home.

Select the benefits and discounts that apply to you

Do you qualify for any of these policy features?

• Loss Forgiveness Program

• Protective Devices

• Insured to Value

• Inflation Protection

• Recently Purchased Home

• New/Renovated Home

• Multi-policy1

• Exclusive Group Savings1

Consider coverage for additional needs

Condominium and Renters Insurance protects your personal possessions and affords you certain liability coverage. Condominium insurance also covers alterations, appliances, and fixtures that may not be covered by your condo association9.

 

6 Not available in all areas.

7 Excluded if the home is vacant, unoccupied or being constructed unless reasonable care to maintain heat was used or shut off the water supply and drain the system or appliances of water

8 Available with purchase of additional endorsement.

9 Coverage does not apply to land, including land on which residence premises, real property or structures are located.

Bottom Bar
Bottom right Bar

We're here when you need us

At Liberty Mutual Insurance , we have been helping people live safer, more secure lives since 1912. We operate in all 50 states and are among the Fortune 100 largest U.S. corporations. As a leading provider of auto and home insurance, we offer competitive rates and courteous, hassle-free service.

Image1
Image1
Image1

For routine business

To save you time and effort when conducting everyday business, we offer:

  • Local service representatives across the country
  • Extended phone service hours to assist with policy questions
  • eService through libertymutual.com
  • Convenient payment options
 

For unexpected claims

If you ever need to report a claim, you can rely on our:

  • 24-Hour Claims Assistance
  • Contractor Network Referral Program for guaranteed home repairs
  • Fast Appraisals and Limited Lifetime Warranty

Start Saving Today! Call 877-477-3320 or Click Here to learn more and receive a FREE no-obligation quote.

 



 



Client #8744

Affinity Logo   Liberty Mutual Logo

 

The descriptions of coverages are necessarily brief and are subject to policy provisions, limitations, and exclusions that can only be expressed in the policy itself. Discounts and coverages vary by state and are not available in all states. For a complete explanation of coverages, please consult a sales representative.

Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA 02116. © 2013 Liberty Mutual Insurance

Protecting the things that matter
Exclusive benefits for members of the Academy of General Dentistry

The essential things in life—your car, your home, and of course your family—come with responsibility. It's your job to protect them, so you plan ahead, keep an eye on risks, and make smart choices.

One of those choices is insurance. You buy insurance with an awareness of the cost, the hope that you'll never have to use it, and the trust that it will cover you if you ever need it. That's why it's important to think about the tradeoff between what you spend and what you get in return.

When you choose Liberty Mutual Insurance, you get quality coverage at the right price—along with caring, hassle-free service. Whatever your need, we explain your options clearly and completely, and we offer expert advice for your specific situation.

At Liberty Mutual Insurance, we understand the responsibility you face. And we are here to help.

The benefits of partnership

Exclusive savings and more

As a member of AGD, you could receive exclusive savings and benefits on your auto and home insurance - in addition to other discounts that you may qualify for. Here are just a few of the ways Liberty Mutual Insurance goes above and beyond for you:

Better Car Replacement™: If your car is totaled, your coverage pays for a car that’s one model year newer and has 15,000 fewer miles.2
 
Accident Forgiveness: We won’t raise your price due to your first accident if your driving record is accident-free and violation-free for five years, whether you’ve been with Liberty Mutual or a prior insurance carrier. If you qualify, you’ll receive this benefit at no extra cost.3

Convenience and support

However you prefer to purchase insurance—in person, online, or by phone—Liberty Mutual makes it easy. We make it just as easy to pay your premium by letting you choose direct billing, automatic electronic withdrawals from your bank, or recurring credit card payments.

If you need personal guidance, you can schedule an insurance consultation to find the right coverage at the right price for yourself and your family. Just contact your local Liberty Mutual representative or call our customer service center to talk with one of our licensed insurance representatives.

The AGD is always looking to provide you with the best benefits available that's why they've partnered with Liberty Mutual Insurance to offer this exclusive auto and home benefits program. We provide dedicated service and quality coverage that our customers have relied on for over 100 years.

 

2Optional coverage. Applies to a covered total loss. Deductible applies. Does not apply to leased vehicles and motorcycles. Not available in NC.

3Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual's underwriting guidelines. Not available in CA and may vary by state.

 

Your car is
more than a vehicle

It's your home on the road

An accident can disrupt your life, even if you aren't injured. That's why we do everything we can to quickly get your car back on the road—and your life back to normal. All it takes is one contact to put the claims process in motion, and we'll keep you informed about the status of your vehicle.

As a reward for having a clean driving record, we'll offer you additional savings—beyond our ordinary discounts—along with tips and tools to help you avoid accidents and stay safe on the road. For example, our complimentary Liberty Lines magazine identifies which cars perform better in crashes, offers advice for new teen drivers, and describes techniques for safer driving.

2

background

Protect it with the right coverage options

Choose from a range of options and limits:

•     Liability

•     Medical Payments/Personal Injury Protection

•     Uninsured/Underinsured Motorist

•     Collision

•     Other Than Collision

•     24-Hour Roadside Assistance4

•     Unlimited Rental

Take advantage of discounts and other benefits

Which policy features do you qualify for?

Accident Forgiveness* Anti-theft Device
New Car Replacement° Multi-car
Passive Restraint Good Student
Antilock Brakes Low Mileage

Consider coverage for additional needs

If you have a motorcycle, Motorcycle Insurance covers your bike and its accessories from damage and theft5—and protects you with liability, collision, comprehensive, and uninsured/underinsured motorist coverages. We can also arrange a tow if you ever get into trouble on the road4.

 

4Optional coverage. Requires the purchase of Towing and Labor Coverage. Subject to applicable limits.

5Accessory coverage is not available in all states.

*Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual underwriting guidelines. Not available in CA and may vary by state.

ºApplies to a covered total loss. Your car must be less than one year old, have fewer than 15,000 miles and have had no previous owner. Does not apply to leased vehicles or motorcycles. Subject to applicable deductible. Not available in NC or WY

Bottom Bar
Bottom right Bar

Your home is
more than a dwelling

It's the foundation and hub of your daily life

Even minor damage in your home—to the structure itself or your possessions inside—can create a major disruption. So when your home needs fi xing, there's no time to waste. Liberty Mutual Insurance handles claims quickly, often getting emergency repairs under way within 24 hours. And if your home is unlivable due to covered damage, we can help find temporary housing and provide coverage for additional living expenses up to policy limits.

4

background

Safeguard your possessions

A Liberty Mutual home policy protects your home and other structures on your property—such as a garage or tool shed—against loss from:

• Smoke, fire, or lightning

• Windstorm6, hail or weight of ice, snow or sleet

• Theft, vandalism, or mischief

• Falling objects

• Freezing of plumbing, heating, air conditioning, or automatic fire-sprinkler system7

This policy also covers replacement of your personal property, temporary additional living expenses, and liability claims8. Expanded Coverage protects you from rising costs due to inflation if you need to rebuild your home.

Select the benefits and discounts that apply to you

Do you qualify for any of these policy features?

• Loss Forgiveness Program

• Protective Devices

• Insured to Value

• Inflation Protection

• Recently Purchased Home

• New/Renovated Home

• Multi-policy1

• Exclusive Group Savings1

Consider coverage for additional needs

Condominium and Renters Insurance protects your personal possessions and affords you certain liability coverage. Condominium insurance also covers alterations, appliances, and fixtures that may not be covered by your condo association9.

 

6 Not available in all areas.

7 Excluded if the home is vacant, unoccupied or being constructed unless reasonable care to maintain heat was used or shut off the water supply and drain the system or appliances of water

8 Available with purchase of additional endorsement.

9 Coverage does not apply to land, including land on which residence premises, real property or structures are located.

Bottom Bar
Bottom right Bar

We're here when you need us

At Liberty Mutual Insurance , we have been helping people live safer, more secure lives since 1912. We operate in all 50 states and are among the Fortune 100 largest U.S. corporations. As a leading provider of auto and home insurance, we offer competitive rates and courteous, hassle-free service.

Image1
Image1
Image1

For routine business

To save you time and effort when conducting everyday business, we offer:

  • Local service representatives across the country
  • Extended phone service hours to assist with policy questions
  • eService through libertymutual.com
  • Convenient payment options
 

For unexpected claims

If you ever need to report a claim, you can rely on our:

  • 24-Hour Claims Assistance
  • Contractor Network Referral Program for guaranteed home repairs
  • Fast Appraisals and Limited Lifetime Warranty

Start Saving Today! Call 877-477-3320 or Click Here to learn more and receive a FREE no-obligation quote.

 



 



Client #8744

Affinity Logo   Liberty Mutual Logo

 

The descriptions of coverages are necessarily brief and are subject to policy provisions, limitations, and exclusions that can only be expressed in the policy itself. Discounts and coverages vary by state and are not available in all states. For a complete explanation of coverages, please consult a sales representative.

Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA 02116. © 2013 Liberty Mutual Insurance

Protecting the things that matter
Exclusive benefits for members of the Academy of General Dentistry

The essential things in life—your car, your home, and of course your family—come with responsibility. It's your job to protect them, so you plan ahead, keep an eye on risks, and make smart choices.

One of those choices is insurance. You buy insurance with an awareness of the cost, the hope that you'll never have to use it, and the trust that it will cover you if you ever need it. That's why it's important to think about the tradeoff between what you spend and what you get in return.

When you choose Liberty Mutual Insurance, you get quality coverage at the right price—along with caring, hassle-free service. Whatever your need, we explain your options clearly and completely, and we offer expert advice for your specific situation.

At Liberty Mutual Insurance, we understand the responsibility you face. And we are here to help.

The benefits of partnership

Exclusive savings and more

As a member of AGD, you could receive exclusive savings and benefits on your auto and home insurance - in addition to other discounts that you may qualify for. Here are just a few of the ways Liberty Mutual Insurance goes above and beyond for you:

Better Car Replacement™: If your car is totaled, your coverage pays for a car that’s one model year newer and has 15,000 fewer miles.2
 
Accident Forgiveness: We won’t raise your price due to your first accident if your driving record is accident-free and violation-free for five years, whether you’ve been with Liberty Mutual or a prior insurance carrier. If you qualify, you’ll receive this benefit at no extra cost.3

Convenience and support

However you prefer to purchase insurance—in person, online, or by phone—Liberty Mutual makes it easy. We make it just as easy to pay your premium by letting you choose direct billing, automatic electronic withdrawals from your bank, or recurring credit card payments.

If you need personal guidance, you can schedule an insurance consultation to find the right coverage at the right price for yourself and your family. Just contact your local Liberty Mutual representative or call our customer service center to talk with one of our licensed insurance representatives.

The AGD is always looking to provide you with the best benefits available that's why they've partnered with Liberty Mutual Insurance to offer this exclusive auto and home benefits program. We provide dedicated service and quality coverage that our customers have relied on for over 100 years.

 

2Optional coverage. Applies to a covered total loss. Deductible applies. Does not apply to leased vehicles and motorcycles. Not available in NC.

3Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual's underwriting guidelines. Not available in CA and may vary by state.

 

Your car is
more than a vehicle

It's your home on the road

An accident can disrupt your life, even if you aren't injured. That's why we do everything we can to quickly get your car back on the road—and your life back to normal. All it takes is one contact to put the claims process in motion, and we'll keep you informed about the status of your vehicle.

As a reward for having a clean driving record, we'll offer you additional savings—beyond our ordinary discounts—along with tips and tools to help you avoid accidents and stay safe on the road. For example, our complimentary Liberty Lines magazine identifies which cars perform better in crashes, offers advice for new teen drivers, and describes techniques for safer driving.

2

background

Protect it with the right coverage options

Choose from a range of options and limits:

•     Liability

•     Medical Payments/Personal Injury Protection

•     Uninsured/Underinsured Motorist

•     Collision

•     Other Than Collision

•     24-Hour Roadside Assistance4

•     Unlimited Rental

Take advantage of discounts and other benefits

Which policy features do you qualify for?

Accident Forgiveness* Anti-theft Device
New Car Replacement° Multi-car
Passive Restraint Good Student
Antilock Brakes Low Mileage

Consider coverage for additional needs

If you have a motorcycle, Motorcycle Insurance covers your bike and its accessories from damage and theft5—and protects you with liability, collision, comprehensive, and uninsured/underinsured motorist coverages. We can also arrange a tow if you ever get into trouble on the road4.

 

4Optional coverage. Requires the purchase of Towing and Labor Coverage. Subject to applicable limits.

5Accessory coverage is not available in all states.

*Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual underwriting guidelines. Not available in CA and may vary by state.

ºApplies to a covered total loss. Your car must be less than one year old, have fewer than 15,000 miles and have had no previous owner. Does not apply to leased vehicles or motorcycles. Subject to applicable deductible. Not available in NC or WY

Bottom Bar
Bottom right Bar

Your home is
more than a dwelling

It's the foundation and hub of your daily life

Even minor damage in your home—to the structure itself or your possessions inside—can create a major disruption. So when your home needs fi xing, there's no time to waste. Liberty Mutual Insurance handles claims quickly, often getting emergency repairs under way within 24 hours. And if your home is unlivable due to covered damage, we can help find temporary housing and provide coverage for additional living expenses up to policy limits.

4

background

Safeguard your possessions

A Liberty Mutual home policy protects your home and other structures on your property—such as a garage or tool shed—against loss from:

• Smoke, fire, or lightning

• Windstorm6, hail or weight of ice, snow or sleet

• Theft, vandalism, or mischief

• Falling objects

• Freezing of plumbing, heating, air conditioning, or automatic fire-sprinkler system7

This policy also covers replacement of your personal property, temporary additional living expenses, and liability claims8. Expanded Coverage protects you from rising costs due to inflation if you need to rebuild your home.

Select the benefits and discounts that apply to you

Do you qualify for any of these policy features?

• Loss Forgiveness Program

• Protective Devices

• Insured to Value

• Inflation Protection

• Recently Purchased Home

• New/Renovated Home

• Multi-policy1

• Exclusive Group Savings1

Consider coverage for additional needs

Condominium and Renters Insurance protects your personal possessions and affords you certain liability coverage. Condominium insurance also covers alterations, appliances, and fixtures that may not be covered by your condo association9.

 

6 Not available in all areas.

7 Excluded if the home is vacant, unoccupied or being constructed unless reasonable care to maintain heat was used or shut off the water supply and drain the system or appliances of water

8 Available with purchase of additional endorsement.

9 Coverage does not apply to land, including land on which residence premises, real property or structures are located.

Bottom Bar
Bottom right Bar

We're here when you need us

At Liberty Mutual Insurance , we have been helping people live safer, more secure lives since 1912. We operate in all 50 states and are among the Fortune 100 largest U.S. corporations. As a leading provider of auto and home insurance, we offer competitive rates and courteous, hassle-free service.

Image1
Image1
Image1

For routine business

To save you time and effort when conducting everyday business, we offer:

  • Local service representatives across the country
  • Extended phone service hours to assist with policy questions
  • eService through libertymutual.com
  • Convenient payment options
 

For unexpected claims

If you ever need to report a claim, you can rely on our:

  • 24-Hour Claims Assistance
  • Contractor Network Referral Program for guaranteed home repairs
  • Fast Appraisals and Limited Lifetime Warranty

Start Saving Today! Call 877-477-3320 or Click Here to learn more and receive a FREE no-obligation quote.

 



 



Client #8744

Affinity Logo   Liberty Mutual Logo

 

The descriptions of coverages are necessarily brief and are subject to policy provisions, limitations, and exclusions that can only be expressed in the policy itself. Discounts and coverages vary by state and are not available in all states. For a complete explanation of coverages, please consult a sales representative.

Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA 02116. © 2013 Liberty Mutual Insurance

Protecting the things that matter
Exclusive benefits for members of the Academy of General Dentistry

The essential things in life—your car, your home, and of course your family—come with responsibility. It's your job to protect them, so you plan ahead, keep an eye on risks, and make smart choices.

One of those choices is insurance. You buy insurance with an awareness of the cost, the hope that you'll never have to use it, and the trust that it will cover you if you ever need it. That's why it's important to think about the tradeoff between what you spend and what you get in return.

When you choose Liberty Mutual Insurance, you get quality coverage at the right price—along with caring, hassle-free service. Whatever your need, we explain your options clearly and completely, and we offer expert advice for your specific situation.

At Liberty Mutual Insurance, we understand the responsibility you face. And we are here to help.

The benefits of partnership

Exclusive savings and more

As a member of AGD, you could receive exclusive savings and benefits on your auto and home insurance - in addition to other discounts that you may qualify for. Here are just a few of the ways Liberty Mutual Insurance goes above and beyond for you:

Better Car Replacement™: If your car is totaled, your coverage pays for a car that’s one model year newer and has 15,000 fewer miles.2
 
Accident Forgiveness: We won’t raise your price due to your first accident if your driving record is accident-free and violation-free for five years, whether you’ve been with Liberty Mutual or a prior insurance carrier. If you qualify, you’ll receive this benefit at no extra cost.3

Convenience and support

However you prefer to purchase insurance—in person, online, or by phone—Liberty Mutual makes it easy. We make it just as easy to pay your premium by letting you choose direct billing, automatic electronic withdrawals from your bank, or recurring credit card payments.

If you need personal guidance, you can schedule an insurance consultation to find the right coverage at the right price for yourself and your family. Just contact your local Liberty Mutual representative or call our customer service center to talk with one of our licensed insurance representatives.

The AGD is always looking to provide you with the best benefits available that's why they've partnered with Liberty Mutual Insurance to offer this exclusive auto and home benefits program. We provide dedicated service and quality coverage that our customers have relied on for over 100 years.

 

2Optional coverage. Applies to a covered total loss. Deductible applies. Does not apply to leased vehicles and motorcycles. Not available in NC.

3Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual's underwriting guidelines. Not available in CA and may vary by state.

 

Your car is
more than a vehicle

It's your home on the road

An accident can disrupt your life, even if you aren't injured. That's why we do everything we can to quickly get your car back on the road—and your life back to normal. All it takes is one contact to put the claims process in motion, and we'll keep you informed about the status of your vehicle.

As a reward for having a clean driving record, we'll offer you additional savings—beyond our ordinary discounts—along with tips and tools to help you avoid accidents and stay safe on the road. For example, our complimentary Liberty Lines magazine identifies which cars perform better in crashes, offers advice for new teen drivers, and describes techniques for safer driving.

2

background

Protect it with the right coverage options

Choose from a range of options and limits:

•     Liability

•     Medical Payments/Personal Injury Protection

•     Uninsured/Underinsured Motorist

•     Collision

•     Other Than Collision

•     24-Hour Roadside Assistance4

•     Unlimited Rental

Take advantage of discounts and other benefits

Which policy features do you qualify for?

Accident Forgiveness* Anti-theft Device
New Car Replacement° Multi-car
Passive Restraint Good Student
Antilock Brakes Low Mileage

Consider coverage for additional needs

If you have a motorcycle, Motorcycle Insurance covers your bike and its accessories from damage and theft5—and protects you with liability, collision, comprehensive, and uninsured/underinsured motorist coverages. We can also arrange a tow if you ever get into trouble on the road4.

 

4Optional coverage. Requires the purchase of Towing and Labor Coverage. Subject to applicable limits.

5Accessory coverage is not available in all states.

*Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual underwriting guidelines. Not available in CA and may vary by state.

ºApplies to a covered total loss. Your car must be less than one year old, have fewer than 15,000 miles and have had no previous owner. Does not apply to leased vehicles or motorcycles. Subject to applicable deductible. Not available in NC or WY

Bottom Bar
Bottom right Bar

Your home is
more than a dwelling

It's the foundation and hub of your daily life

Even minor damage in your home—to the structure itself or your possessions inside—can create a major disruption. So when your home needs fi xing, there's no time to waste. Liberty Mutual Insurance handles claims quickly, often getting emergency repairs under way within 24 hours. And if your home is unlivable due to covered damage, we can help find temporary housing and provide coverage for additional living expenses up to policy limits.

4

background

Safeguard your possessions

A Liberty Mutual home policy protects your home and other structures on your property—such as a garage or tool shed—against loss from:

• Smoke, fire, or lightning

• Windstorm6, hail or weight of ice, snow or sleet

• Theft, vandalism, or mischief

• Falling objects

• Freezing of plumbing, heating, air conditioning, or automatic fire-sprinkler system7

This policy also covers replacement of your personal property, temporary additional living expenses, and liability claims8. Expanded Coverage protects you from rising costs due to inflation if you need to rebuild your home.

Select the benefits and discounts that apply to you

Do you qualify for any of these policy features?

• Loss Forgiveness Program

• Protective Devices

• Insured to Value

• Inflation Protection

• Recently Purchased Home

• New/Renovated Home

• Multi-policy1

• Exclusive Group Savings1

Consider coverage for additional needs

Condominium and Renters Insurance protects your personal possessions and affords you certain liability coverage. Condominium insurance also covers alterations, appliances, and fixtures that may not be covered by your condo association9.

 

6 Not available in all areas.

7 Excluded if the home is vacant, unoccupied or being constructed unless reasonable care to maintain heat was used or shut off the water supply and drain the system or appliances of water

8 Available with purchase of additional endorsement.

9 Coverage does not apply to land, including land on which residence premises, real property or structures are located.

Bottom Bar
Bottom right Bar

We're here when you need us

At Liberty Mutual Insurance , we have been helping people live safer, more secure lives since 1912. We operate in all 50 states and are among the Fortune 100 largest U.S. corporations. As a leading provider of auto and home insurance, we offer competitive rates and courteous, hassle-free service.

Image1
Image1
Image1

For routine business

To save you time and effort when conducting everyday business, we offer:

  • Local service representatives across the country
  • Extended phone service hours to assist with policy questions
  • eService through libertymutual.com
  • Convenient payment options
 

For unexpected claims

If you ever need to report a claim, you can rely on our:

  • 24-Hour Claims Assistance
  • Contractor Network Referral Program for guaranteed home repairs
  • Fast Appraisals and Limited Lifetime Warranty

Start Saving Today! Call 877-477-3320 or Click Here to learn more and receive a FREE no-obligation quote.

 



 



Client #8744

Affinity Logo   Liberty Mutual Logo

 

The descriptions of coverages are necessarily brief and are subject to policy provisions, limitations, and exclusions that can only be expressed in the policy itself. Discounts and coverages vary by state and are not available in all states. For a complete explanation of coverages, please consult a sales representative.

Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA 02116. © 2013 Liberty Mutual Insurance

Protecting the things that matter
Exclusive benefits for members of the Academy of General Dentistry

The essential things in life—your car, your home, and of course your family—come with responsibility. It's your job to protect them, so you plan ahead, keep an eye on risks, and make smart choices.

One of those choices is insurance. You buy insurance with an awareness of the cost, the hope that you'll never have to use it, and the trust that it will cover you if you ever need it. That's why it's important to think about the tradeoff between what you spend and what you get in return.

When you choose Liberty Mutual Insurance, you get quality coverage at the right price—along with caring, hassle-free service. Whatever your need, we explain your options clearly and completely, and we offer expert advice for your specific situation.

At Liberty Mutual Insurance, we understand the responsibility you face. And we are here to help.

The benefits of partnership

Exclusive savings and more

As a member of AGD, you could receive exclusive savings and benefits on your auto and home insurance - in addition to other discounts that you may qualify for. Here are just a few of the ways Liberty Mutual Insurance goes above and beyond for you:

Better Car Replacement™: If your car is totaled, your coverage pays for a car that’s one model year newer and has 15,000 fewer miles.2
 
Accident Forgiveness: We won’t raise your price due to your first accident if your driving record is accident-free and violation-free for five years, whether you’ve been with Liberty Mutual or a prior insurance carrier. If you qualify, you’ll receive this benefit at no extra cost.3

Convenience and support

However you prefer to purchase insurance—in person, online, or by phone—Liberty Mutual makes it easy. We make it just as easy to pay your premium by letting you choose direct billing, automatic electronic withdrawals from your bank, or recurring credit card payments.

If you need personal guidance, you can schedule an insurance consultation to find the right coverage at the right price for yourself and your family. Just contact your local Liberty Mutual representative or call our customer service center to talk with one of our licensed insurance representatives.

The AGD is always looking to provide you with the best benefits available that's why they've partnered with Liberty Mutual Insurance to offer this exclusive auto and home benefits program. We provide dedicated service and quality coverage that our customers have relied on for over 100 years.

 

2Optional coverage. Applies to a covered total loss. Deductible applies. Does not apply to leased vehicles and motorcycles. Not available in NC.

3Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual's underwriting guidelines. Not available in CA and may vary by state.

 

Your car is
more than a vehicle

It's your home on the road

An accident can disrupt your life, even if you aren't injured. That's why we do everything we can to quickly get your car back on the road—and your life back to normal. All it takes is one contact to put the claims process in motion, and we'll keep you informed about the status of your vehicle.

As a reward for having a clean driving record, we'll offer you additional savings—beyond our ordinary discounts—along with tips and tools to help you avoid accidents and stay safe on the road. For example, our complimentary Liberty Lines magazine identifies which cars perform better in crashes, offers advice for new teen drivers, and describes techniques for safer driving.

2

background

Protect it with the right coverage options

Choose from a range of options and limits:

•     Liability

•     Medical Payments/Personal Injury Protection

•     Uninsured/Underinsured Motorist

•     Collision

•     Other Than Collision

•     24-Hour Roadside Assistance4

•     Unlimited Rental

Take advantage of discounts and other benefits

Which policy features do you qualify for?

Accident Forgiveness* Anti-theft Device
New Car Replacement° Multi-car
Passive Restraint Good Student
Antilock Brakes Low Mileage

Consider coverage for additional needs

If you have a motorcycle, Motorcycle Insurance covers your bike and its accessories from damage and theft5—and protects you with liability, collision, comprehensive, and uninsured/underinsured motorist coverages. We can also arrange a tow if you ever get into trouble on the road4.

 

4Optional coverage. Requires the purchase of Towing and Labor Coverage. Subject to applicable limits.

5Accessory coverage is not available in all states.

*Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual underwriting guidelines. Not available in CA and may vary by state.

ºApplies to a covered total loss. Your car must be less than one year old, have fewer than 15,000 miles and have had no previous owner. Does not apply to leased vehicles or motorcycles. Subject to applicable deductible. Not available in NC or WY

Bottom Bar
Bottom right Bar

Your home is
more than a dwelling

It's the foundation and hub of your daily life

Even minor damage in your home—to the structure itself or your possessions inside—can create a major disruption. So when your home needs fi xing, there's no time to waste. Liberty Mutual Insurance handles claims quickly, often getting emergency repairs under way within 24 hours. And if your home is unlivable due to covered damage, we can help find temporary housing and provide coverage for additional living expenses up to policy limits.

4

background

Safeguard your possessions

A Liberty Mutual home policy protects your home and other structures on your property—such as a garage or tool shed—against loss from:

• Smoke, fire, or lightning

• Windstorm6, hail or weight of ice, snow or sleet

• Theft, vandalism, or mischief

• Falling objects

• Freezing of plumbing, heating, air conditioning, or automatic fire-sprinkler system7

This policy also covers replacement of your personal property, temporary additional living expenses, and liability claims8. Expanded Coverage protects you from rising costs due to inflation if you need to rebuild your home.

Select the benefits and discounts that apply to you

Do you qualify for any of these policy features?

• Loss Forgiveness Program

• Protective Devices

• Insured to Value

• Inflation Protection

• Recently Purchased Home

• New/Renovated Home

• Multi-policy1

• Exclusive Group Savings1

Consider coverage for additional needs

Condominium and Renters Insurance protects your personal possessions and affords you certain liability coverage. Condominium insurance also covers alterations, appliances, and fixtures that may not be covered by your condo association9.

 

6 Not available in all areas.

7 Excluded if the home is vacant, unoccupied or being constructed unless reasonable care to maintain heat was used or shut off the water supply and drain the system or appliances of water

8 Available with purchase of additional endorsement.

9 Coverage does not apply to land, including land on which residence premises, real property or structures are located.

Bottom Bar
Bottom right Bar

We're here when you need us

At Liberty Mutual Insurance , we have been helping people live safer, more secure lives since 1912. We operate in all 50 states and are among the Fortune 100 largest U.S. corporations. As a leading provider of auto and home insurance, we offer competitive rates and courteous, hassle-free service.

Image1
Image1
Image1

For routine business

To save you time and effort when conducting everyday business, we offer:

  • Local service representatives across the country
  • Extended phone service hours to assist with policy questions
  • eService through libertymutual.com
  • Convenient payment options
 

For unexpected claims

If you ever need to report a claim, you can rely on our:

  • 24-Hour Claims Assistance
  • Contractor Network Referral Program for guaranteed home repairs
  • Fast Appraisals and Limited Lifetime Warranty

Start Saving Today! Call 877-477-3320 or Click Here to learn more and receive a FREE no-obligation quote.

 



 



Client #8744

Affinity Logo   Liberty Mutual Logo

 

The descriptions of coverages are necessarily brief and are subject to policy provisions, limitations, and exclusions that can only be expressed in the policy itself. Discounts and coverages vary by state and are not available in all states. For a complete explanation of coverages, please consult a sales representative.

Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA 02116. © 2013 Liberty Mutual Insurance

Protecting the things that matter
Exclusive benefits for members of the Academy of General Dentistry

The essential things in life—your car, your home, and of course your family—come with responsibility. It's your job to protect them, so you plan ahead, keep an eye on risks, and make smart choices.

One of those choices is insurance. You buy insurance with an awareness of the cost, the hope that you'll never have to use it, and the trust that it will cover you if you ever need it. That's why it's important to think about the tradeoff between what you spend and what you get in return.

When you choose Liberty Mutual Insurance, you get quality coverage at the right price—along with caring, hassle-free service. Whatever your need, we explain your options clearly and completely, and we offer expert advice for your specific situation.

At Liberty Mutual Insurance, we understand the responsibility you face. And we are here to help.

The benefits of partnership

Exclusive savings and more

As a member of AGD, you could receive exclusive savings and benefits on your auto and home insurance - in addition to other discounts that you may qualify for. Here are just a few of the ways Liberty Mutual Insurance goes above and beyond for you:

Better Car Replacement™: If your car is totaled, your coverage pays for a car that’s one model year newer and has 15,000 fewer miles.2
 
Accident Forgiveness: We won’t raise your price due to your first accident if your driving record is accident-free and violation-free for five years, whether you’ve been with Liberty Mutual or a prior insurance carrier. If you qualify, you’ll receive this benefit at no extra cost.3

Convenience and support

However you prefer to purchase insurance—in person, online, or by phone—Liberty Mutual makes it easy. We make it just as easy to pay your premium by letting you choose direct billing, automatic electronic withdrawals from your bank, or recurring credit card payments.

If you need personal guidance, you can schedule an insurance consultation to find the right coverage at the right price for yourself and your family. Just contact your local Liberty Mutual representative or call our customer service center to talk with one of our licensed insurance representatives.

The AGD is always looking to provide you with the best benefits available that's why they've partnered with Liberty Mutual Insurance to offer this exclusive auto and home benefits program. We provide dedicated service and quality coverage that our customers have relied on for over 100 years.

 

2Optional coverage. Applies to a covered total loss. Deductible applies. Does not apply to leased vehicles and motorcycles. Not available in NC.

3Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual's underwriting guidelines. Not available in CA and may vary by state.

 

Your car is
more than a vehicle

It's your home on the road

An accident can disrupt your life, even if you aren't injured. That's why we do everything we can to quickly get your car back on the road—and your life back to normal. All it takes is one contact to put the claims process in motion, and we'll keep you informed about the status of your vehicle.

As a reward for having a clean driving record, we'll offer you additional savings—beyond our ordinary discounts—along with tips and tools to help you avoid accidents and stay safe on the road. For example, our complimentary Liberty Lines magazine identifies which cars perform better in crashes, offers advice for new teen drivers, and describes techniques for safer driving.

2

background

Protect it with the right coverage options

Choose from a range of options and limits:

•     Liability

•     Medical Payments/Personal Injury Protection

•     Uninsured/Underinsured Motorist

•     Collision

•     Other Than Collision

•     24-Hour Roadside Assistance4

•     Unlimited Rental

Take advantage of discounts and other benefits

Which policy features do you qualify for?

Accident Forgiveness* Anti-theft Device
New Car Replacement° Multi-car
Passive Restraint Good Student
Antilock Brakes Low Mileage

Consider coverage for additional needs

If you have a motorcycle, Motorcycle Insurance covers your bike and its accessories from damage and theft5—and protects you with liability, collision, comprehensive, and uninsured/underinsured motorist coverages. We can also arrange a tow if you ever get into trouble on the road4.

 

4Optional coverage. Requires the purchase of Towing and Labor Coverage. Subject to applicable limits.

5Accessory coverage is not available in all states.

*Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual underwriting guidelines. Not available in CA and may vary by state.

ºApplies to a covered total loss. Your car must be less than one year old, have fewer than 15,000 miles and have had no previous owner. Does not apply to leased vehicles or motorcycles. Subject to applicable deductible. Not available in NC or WY

Bottom Bar
Bottom right Bar

Your home is
more than a dwelling

It's the foundation and hub of your daily life

Even minor damage in your home—to the structure itself or your possessions inside—can create a major disruption. So when your home needs fi xing, there's no time to waste. Liberty Mutual Insurance handles claims quickly, often getting emergency repairs under way within 24 hours. And if your home is unlivable due to covered damage, we can help find temporary housing and provide coverage for additional living expenses up to policy limits.

4

background

Safeguard your possessions

A Liberty Mutual home policy protects your home and other structures on your property—such as a garage or tool shed—against loss from:

• Smoke, fire, or lightning

• Windstorm6, hail or weight of ice, snow or sleet

• Theft, vandalism, or mischief

• Falling objects

• Freezing of plumbing, heating, air conditioning, or automatic fire-sprinkler system7

This policy also covers replacement of your personal property, temporary additional living expenses, and liability claims8. Expanded Coverage protects you from rising costs due to inflation if you need to rebuild your home.

Select the benefits and discounts that apply to you

Do you qualify for any of these policy features?

• Loss Forgiveness Program

• Protective Devices

• Insured to Value

• Inflation Protection

• Recently Purchased Home

• New/Renovated Home

• Multi-policy1

• Exclusive Group Savings1

Consider coverage for additional needs

Condominium and Renters Insurance protects your personal possessions and affords you certain liability coverage. Condominium insurance also covers alterations, appliances, and fixtures that may not be covered by your condo association9.

 

6 Not available in all areas.

7 Excluded if the home is vacant, unoccupied or being constructed unless reasonable care to maintain heat was used or shut off the water supply and drain the system or appliances of water

8 Available with purchase of additional endorsement.

9 Coverage does not apply to land, including land on which residence premises, real property or structures are located.

Bottom Bar
Bottom right Bar

We're here when you need us

At Liberty Mutual Insurance , we have been helping people live safer, more secure lives since 1912. We operate in all 50 states and are among the Fortune 100 largest U.S. corporations. As a leading provider of auto and home insurance, we offer competitive rates and courteous, hassle-free service.

Image1
Image1
Image1

For routine business

To save you time and effort when conducting everyday business, we offer:

  • Local service representatives across the country
  • Extended phone service hours to assist with policy questions
  • eService through libertymutual.com
  • Convenient payment options
 

For unexpected claims

If you ever need to report a claim, you can rely on our:

  • 24-Hour Claims Assistance
  • Contractor Network Referral Program for guaranteed home repairs
  • Fast Appraisals and Limited Lifetime Warranty

Start Saving Today! Call 877-477-3320 or Click Here to learn more and receive a FREE no-obligation quote.

 



 



Client #8744

Affinity Logo   Liberty Mutual Logo

 

The descriptions of coverages are necessarily brief and are subject to policy provisions, limitations, and exclusions that can only be expressed in the policy itself. Discounts and coverages vary by state and are not available in all states. For a complete explanation of coverages, please consult a sales representative.

Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA 02116. © 2013 Liberty Mutual Insurance

Protecting the things that matter
Exclusive benefits for members of the Academy of General Dentistry

The essential things in life—your car, your home, and of course your family—come with responsibility. It's your job to protect them, so you plan ahead, keep an eye on risks, and make smart choices.

One of those choices is insurance. You buy insurance with an awareness of the cost, the hope that you'll never have to use it, and the trust that it will cover you if you ever need it. That's why it's important to think about the tradeoff between what you spend and what you get in return.

When you choose Liberty Mutual Insurance, you get quality coverage at the right price—along with caring, hassle-free service. Whatever your need, we explain your options clearly and completely, and we offer expert advice for your specific situation.

At Liberty Mutual Insurance, we understand the responsibility you face. And we are here to help.

The benefits of partnership

Exclusive savings and more

As a member of AGD, you could receive exclusive savings and benefits on your auto and home insurance - in addition to other discounts that you may qualify for. Here are just a few of the ways Liberty Mutual Insurance goes above and beyond for you:

Better Car Replacement™: If your car is totaled, your coverage pays for a car that’s one model year newer and has 15,000 fewer miles.2
 
Accident Forgiveness: We won’t raise your price due to your first accident if your driving record is accident-free and violation-free for five years, whether you’ve been with Liberty Mutual or a prior insurance carrier. If you qualify, you’ll receive this benefit at no extra cost.3

Convenience and support

However you prefer to purchase insurance—in person, online, or by phone—Liberty Mutual makes it easy. We make it just as easy to pay your premium by letting you choose direct billing, automatic electronic withdrawals from your bank, or recurring credit card payments.

If you need personal guidance, you can schedule an insurance consultation to find the right coverage at the right price for yourself and your family. Just contact your local Liberty Mutual representative or call our customer service center to talk with one of our licensed insurance representatives.

The AGD is always looking to provide you with the best benefits available that's why they've partnered with Liberty Mutual Insurance to offer this exclusive auto and home benefits program. We provide dedicated service and quality coverage that our customers have relied on for over 100 years.

 

2Optional coverage. Applies to a covered total loss. Deductible applies. Does not apply to leased vehicles and motorcycles. Not available in NC.

3Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual's underwriting guidelines. Not available in CA and may vary by state.

 

Your car is
more than a vehicle

It's your home on the road

An accident can disrupt your life, even if you aren't injured. That's why we do everything we can to quickly get your car back on the road—and your life back to normal. All it takes is one contact to put the claims process in motion, and we'll keep you informed about the status of your vehicle.

As a reward for having a clean driving record, we'll offer you additional savings—beyond our ordinary discounts—along with tips and tools to help you avoid accidents and stay safe on the road. For example, our complimentary Liberty Lines magazine identifies which cars perform better in crashes, offers advice for new teen drivers, and describes techniques for safer driving.

2

background

Protect it with the right coverage options

Choose from a range of options and limits:

•     Liability

•     Medical Payments/Personal Injury Protection

•     Uninsured/Underinsured Motorist

•     Collision

•     Other Than Collision

•     24-Hour Roadside Assistance4

•     Unlimited Rental

Take advantage of discounts and other benefits

Which policy features do you qualify for?

Accident Forgiveness* Anti-theft Device
New Car Replacement° Multi-car
Passive Restraint Good Student
Antilock Brakes Low Mileage

Consider coverage for additional needs

If you have a motorcycle, Motorcycle Insurance covers your bike and its accessories from damage and theft5—and protects you with liability, collision, comprehensive, and uninsured/underinsured motorist coverages. We can also arrange a tow if you ever get into trouble on the road4.

 

4Optional coverage. Requires the purchase of Towing and Labor Coverage. Subject to applicable limits.

5Accessory coverage is not available in all states.

*Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual underwriting guidelines. Not available in CA and may vary by state.

ºApplies to a covered total loss. Your car must be less than one year old, have fewer than 15,000 miles and have had no previous owner. Does not apply to leased vehicles or motorcycles. Subject to applicable deductible. Not available in NC or WY

Bottom Bar
Bottom right Bar

Your home is
more than a dwelling

It's the foundation and hub of your daily life

Even minor damage in your home—to the structure itself or your possessions inside—can create a major disruption. So when your home needs fi xing, there's no time to waste. Liberty Mutual Insurance handles claims quickly, often getting emergency repairs under way within 24 hours. And if your home is unlivable due to covered damage, we can help find temporary housing and provide coverage for additional living expenses up to policy limits.

4

background

Safeguard your possessions

A Liberty Mutual home policy protects your home and other structures on your property—such as a garage or tool shed—against loss from:

• Smoke, fire, or lightning

• Windstorm6, hail or weight of ice, snow or sleet

• Theft, vandalism, or mischief

• Falling objects

• Freezing of plumbing, heating, air conditioning, or automatic fire-sprinkler system7

This policy also covers replacement of your personal property, temporary additional living expenses, and liability claims8. Expanded Coverage protects you from rising costs due to inflation if you need to rebuild your home.

Select the benefits and discounts that apply to you

Do you qualify for any of these policy features?

• Loss Forgiveness Program

• Protective Devices

• Insured to Value

• Inflation Protection

• Recently Purchased Home

• New/Renovated Home

• Multi-policy1

• Exclusive Group Savings1

Consider coverage for additional needs

Condominium and Renters Insurance protects your personal possessions and affords you certain liability coverage. Condominium insurance also covers alterations, appliances, and fixtures that may not be covered by your condo association9.

 

6 Not available in all areas.

7 Excluded if the home is vacant, unoccupied or being constructed unless reasonable care to maintain heat was used or shut off the water supply and drain the system or appliances of water

8 Available with purchase of additional endorsement.

9 Coverage does not apply to land, including land on which residence premises, real property or structures are located.

Bottom Bar
Bottom right Bar

We're here when you need us

At Liberty Mutual Insurance , we have been helping people live safer, more secure lives since 1912. We operate in all 50 states and are among the Fortune 100 largest U.S. corporations. As a leading provider of auto and home insurance, we offer competitive rates and courteous, hassle-free service.

Image1
Image1
Image1

For routine business

To save you time and effort when conducting everyday business, we offer:

  • Local service representatives across the country
  • Extended phone service hours to assist with policy questions
  • eService through libertymutual.com
  • Convenient payment options
 

For unexpected claims

If you ever need to report a claim, you can rely on our:

  • 24-Hour Claims Assistance
  • Contractor Network Referral Program for guaranteed home repairs
  • Fast Appraisals and Limited Lifetime Warranty

Start Saving Today! Call 877-477-3320 or Click Here to learn more and receive a FREE no-obligation quote.

 



 



Client #8744

Affinity Logo   Liberty Mutual Logo

 

The descriptions of coverages are necessarily brief and are subject to policy provisions, limitations, and exclusions that can only be expressed in the policy itself. Discounts and coverages vary by state and are not available in all states. For a complete explanation of coverages, please consult a sales representative.

Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA 02116. © 2013 Liberty Mutual Insurance

Protecting the things that matter
Exclusive benefits for members of the Academy of General Dentistry

The essential things in life—your car, your home, and of course your family—come with responsibility. It's your job to protect them, so you plan ahead, keep an eye on risks, and make smart choices.

One of those choices is insurance. You buy insurance with an awareness of the cost, the hope that you'll never have to use it, and the trust that it will cover you if you ever need it. That's why it's important to think about the tradeoff between what you spend and what you get in return.

When you choose Liberty Mutual Insurance, you get quality coverage at the right price—along with caring, hassle-free service. Whatever your need, we explain your options clearly and completely, and we offer expert advice for your specific situation.

At Liberty Mutual Insurance, we understand the responsibility you face. And we are here to help.

The benefits of partnership

Exclusive savings and more

As a member of AGD, you could receive exclusive savings and benefits on your auto and home insurance - in addition to other discounts that you may qualify for. Here are just a few of the ways Liberty Mutual Insurance goes above and beyond for you:

Better Car Replacement™: If your car is totaled, your coverage pays for a car that’s one model year newer and has 15,000 fewer miles.2
 
Accident Forgiveness: We won’t raise your price due to your first accident if your driving record is accident-free and violation-free for five years, whether you’ve been with Liberty Mutual or a prior insurance carrier. If you qualify, you’ll receive this benefit at no extra cost.3

Convenience and support

However you prefer to purchase insurance—in person, online, or by phone—Liberty Mutual makes it easy. We make it just as easy to pay your premium by letting you choose direct billing, automatic electronic withdrawals from your bank, or recurring credit card payments.

If you need personal guidance, you can schedule an insurance consultation to find the right coverage at the right price for yourself and your family. Just contact your local Liberty Mutual representative or call our customer service center to talk with one of our licensed insurance representatives.

The AGD is always looking to provide you with the best benefits available that's why they've partnered with Liberty Mutual Insurance to offer this exclusive auto and home benefits program. We provide dedicated service and quality coverage that our customers have relied on for over 100 years.

 

2Optional coverage. Applies to a covered total loss. Deductible applies. Does not apply to leased vehicles and motorcycles. Not available in NC.

3Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual's underwriting guidelines. Not available in CA and may vary by state.

 

Your car is
more than a vehicle

It's your home on the road

An accident can disrupt your life, even if you aren't injured. That's why we do everything we can to quickly get your car back on the road—and your life back to normal. All it takes is one contact to put the claims process in motion, and we'll keep you informed about the status of your vehicle.

As a reward for having a clean driving record, we'll offer you additional savings—beyond our ordinary discounts—along with tips and tools to help you avoid accidents and stay safe on the road. For example, our complimentary Liberty Lines magazine identifies which cars perform better in crashes, offers advice for new teen drivers, and describes techniques for safer driving.

2

background

Protect it with the right coverage options

Choose from a range of options and limits:

•     Liability

•     Medical Payments/Personal Injury Protection

•     Uninsured/Underinsured Motorist

•     Collision

•     Other Than Collision

•     24-Hour Roadside Assistance4

•     Unlimited Rental

Take advantage of discounts and other benefits

Which policy features do you qualify for?

Accident Forgiveness* Anti-theft Device
New Car Replacement° Multi-car
Passive Restraint Good Student
Antilock Brakes Low Mileage

Consider coverage for additional needs

If you have a motorcycle, Motorcycle Insurance covers your bike and its accessories from damage and theft5—and protects you with liability, collision, comprehensive, and uninsured/underinsured motorist coverages. We can also arrange a tow if you ever get into trouble on the road4.

 

4Optional coverage. Requires the purchase of Towing and Labor Coverage. Subject to applicable limits.

5Accessory coverage is not available in all states.

*Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual underwriting guidelines. Not available in CA and may vary by state.

ºApplies to a covered total loss. Your car must be less than one year old, have fewer than 15,000 miles and have had no previous owner. Does not apply to leased vehicles or motorcycles. Subject to applicable deductible. Not available in NC or WY

Bottom Bar
Bottom right Bar

Your home is
more than a dwelling

It's the foundation and hub of your daily life

Even minor damage in your home—to the structure itself or your possessions inside—can create a major disruption. So when your home needs fi xing, there's no time to waste. Liberty Mutual Insurance handles claims quickly, often getting emergency repairs under way within 24 hours. And if your home is unlivable due to covered damage, we can help find temporary housing and provide coverage for additional living expenses up to policy limits.

4

background

Safeguard your possessions

A Liberty Mutual home policy protects your home and other structures on your property—such as a garage or tool shed—against loss from:

• Smoke, fire, or lightning

• Windstorm6, hail or weight of ice, snow or sleet

• Theft, vandalism, or mischief

• Falling objects

• Freezing of plumbing, heating, air conditioning, or automatic fire-sprinkler system7

This policy also covers replacement of your personal property, temporary additional living expenses, and liability claims8. Expanded Coverage protects you from rising costs due to inflation if you need to rebuild your home.

Select the benefits and discounts that apply to you

Do you qualify for any of these policy features?

• Loss Forgiveness Program

• Protective Devices

• Insured to Value

• Inflation Protection

• Recently Purchased Home

• New/Renovated Home

• Multi-policy1

• Exclusive Group Savings1

Consider coverage for additional needs

Condominium and Renters Insurance protects your personal possessions and affords you certain liability coverage. Condominium insurance also covers alterations, appliances, and fixtures that may not be covered by your condo association9.

 

6 Not available in all areas.

7 Excluded if the home is vacant, unoccupied or being constructed unless reasonable care to maintain heat was used or shut off the water supply and drain the system or appliances of water

8 Available with purchase of additional endorsement.

9 Coverage does not apply to land, including land on which residence premises, real property or structures are located.

Bottom Bar
Bottom right Bar

We're here when you need us

At Liberty Mutual Insurance , we have been helping people live safer, more secure lives since 1912. We operate in all 50 states and are among the Fortune 100 largest U.S. corporations. As a leading provider of auto and home insurance, we offer competitive rates and courteous, hassle-free service.

Image1
Image1
Image1

For routine business

To save you time and effort when conducting everyday business, we offer:

  • Local service representatives across the country
  • Extended phone service hours to assist with policy questions
  • eService through libertymutual.com
  • Convenient payment options
 

For unexpected claims

If you ever need to report a claim, you can rely on our:

  • 24-Hour Claims Assistance
  • Contractor Network Referral Program for guaranteed home repairs
  • Fast Appraisals and Limited Lifetime Warranty

Start Saving Today! Call 877-477-3320 or Click Here to learn more and receive a FREE no-obligation quote.

 



 



Client #8744

Affinity Logo   Liberty Mutual Logo

 

The descriptions of coverages are necessarily brief and are subject to policy provisions, limitations, and exclusions that can only be expressed in the policy itself. Discounts and coverages vary by state and are not available in all states. For a complete explanation of coverages, please consult a sales representative.

Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA 02116. © 2013 Liberty Mutual Insurance